Personal loans in Fisher, AR

Where Fisher stands

Two layers matter for a Fisher borrower: the local population picture and Arkansas's consumer-lending statutes.

• Population: a Census-estimated 173, 388th among Arkansas's 500 places (Vintage 2023).
• Population trend: Down about 3.4% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 6 fewer since the 2020 base.
• Size percentile: Fisher's 173 people outrank roughly 22% of the places in Arkansas.
• Density: roughly 581 residents per square mile, spread over 0.3 sq mi of land.
• By land area: Fisher ranks 465th among Arkansas's 500 places, at 0.3 sq mi.
• State population share: Fisher accounts for about 0.0% of everyone in Arkansas.
• Nationally: Fisher is the 16,900th-largest of 19,457 Census places in the dataset.
• Growth rank: Fisher's 2020-to-2023 change ranks 387th of 500 places in Arkansas.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Fisher's 3.4%.
• Density in Arkansas: Fisher ranks 165th by people per square mile.
• Against the state median: Fisher runs about 581 residents per square mile, where the Arkansas median is 386.
• Location: mapped by the US Census Bureau at 35.4914, -90.9725.
• Nearest larger cities: Hickory Ridge (6 mi); Weiner (10 mi); Grubbs (13 mi); Cherry Valley (14 mi); Harrisburg (15 mi). Larger metros often have more branches, but online lenders reach Fisher on the same terms.
• Smaller communities within reach: Waldenburg (6 mi); Beedeville (9 mi); Amagon (9 mi).
• Within a 50-mile radius: 26 smaller Census places.
• At 100 miles: 265 larger Census places fall inside that radius.

Land, water and location for Fisher

The Census Gazetteer records about 0.3 square miles of land within Fisher, with no significant water area listed. Spread across it are roughly 581 residents per square mile. For the state's biggest city, Little Rock, the distance is roughly 95 miles. Within 50 miles of Fisher there are 75 larger Census places. By land area it ranks 465th of 500 Arkansas places.

Getting a loan in Fisher

At roughly 581 people per square mile, Fisher is moderately settled; 75 larger places lie within 50 miles. Distance to a branch rarely matters for Fisher's 173 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Hickory Ridge, AR about 6 miles away.

The Fisher borrowing checklist

Before you hand your details to a lender in Fisher, where the population is near 173:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Arkansas regulator's licence records before you sign.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Fisher-specific: the same Arkansas licensing and disclosure rules reach all 173 residents.

What shapes a Fisher personal loan

In Fisher, a small community of about 173, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Fisher's rank of 388th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Fisher loan is knowable in advance — unlike a revolving card balance.

Arkansas consumer-lending rules applied in Fisher

This table holds the Arkansas rate and licensing rules for consumer loans made to Fisher's 173 residents.