Personal loans in Amagon, AR
With an estimated 65 residents, Amagon is the 480th-largest of 500 places in Arkansas. Amagon is a small community of about 65 residents, and a personal loan taken out here is governed by Arkansas statute. Read the disclosure for an origination fee and any prepayment penalty before signing in Amagon. When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Amagon as from the rest of the state. From the 2020 Census base to the 2023 estimate, the population declined by about 1.5%. Borrowers who want a bigger city can look to Grubbs, AR about 7 miles away.
Amagon: the sourced local profile
Amagon is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: a Census-estimated 65, 480th among Arkansas's 500 places (Vintage 2023).
- Population trend: A loss of roughly 1.5% between 2020 and 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: Amagon sits ahead of around 4% of Arkansas places, at 65 people.
- Population density: about 586 people per square mile (Census land area 0.1 sq mi).
- Land area: Amagon covers 0.1 square miles, the 496th-largest area among Arkansas's 500 places.
- Share of Arkansas: Amagon holds about 0.0% of the state's population, some 65 people.
- National standing: Amagon ranks 18,733rd of 19,457 US places.
- Growth rank: Amagon's 2020-to-2023 change ranks 312th of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Amagon's 1.5%.
- Density rank: Amagon is the 162nd most densely settled place in Arkansas.
- Density vs Arkansas: Amagon's 586 people per square mile compare with a state median of 386.
- Location: 35.5632, -91.1094 (Census Gazetteer coordinates).
- Nearest larger cities: Grubbs (7 mi); Newport (8 mi); Fisher (9 mi); Beedeville (9 mi); Diaz (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Waldenburg (10 mi); Weldon (11 mi); Fargo (42 mi).
- Smaller neighbours: 4 places smaller than Amagon sit within 50 miles.
- Within 100 miles: 314 places are larger than Amagon.
What Arkansas law requires in Amagon
This table holds the Arkansas rate and licensing rules for consumer loans made to Amagon's 65 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Before you apply in Amagon
Before you apply in Amagon, a community of about 65, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Arkansas regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Arkansas; what changes is your credit file, not the fact that Amagon holds 65 people.
Where Amagon sits
Amagon covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 586 people per square mile. The state's population centre of gravity, Little Rock, is roughly 91 miles away. Within 50 miles of Amagon there are 94 larger Census places. By land area it ranks 496th of 500 Arkansas places.
What is available to Amagon borrowers
At roughly 586 people per square mile, Amagon is moderately settled; 94 larger places lie within 50 miles. Distance to a branch rarely matters for Amagon's 65 residents: the application is online and the price follows your credit file. The nearest bigger place is Grubbs, AR about 7 miles away.
Where Amagon sits in Arkansas
Amagon is the 480th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Amagon stands 312th among Arkansas's 500 places — roughly the 38th percentile. Its roughly 586 residents per square mile place it 162nd among Arkansas's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Common questions
What are my options in Amagon if my credit is poor?
What loan size can I expect in Amagon?
Do I have to pledge anything to borrow in Amagon?
Does comparing loans in Amagon cost me credit score points?
Nearby places
- Grubbs, AR — population 304
- Beedeville, AR — population 83
- Newport, AR — population 8,089
- Fisher, AR — population 173
- Weldon, AR — population 58
- Diaz, AR — population 1,220
- Waldenburg, AR — population 53
- Campbell Station, AR — population 227