Personal loans in Fillmore, IL

A single loan can carry different costs on either side of a state line, and Fillmore sits on the Illinois side of that line. The Census estimates 298 residents in Fillmore, which ranks it 1,010th of 1,294 places in Illinois. Begin with the payment, then weigh APR and total interest across the lenders that reach Fillmore's 298 residents. Fillmore shed about 1.7% of its population between the 2020 base and the 2023 estimate. The next larger city is Coffeen, IL about 6 miles away.

Borrowing in Fillmore: the local picture

Most of what governs a Fillmore loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.

• Population: 298 residents; Fillmore is the 1,010th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.7% fewer residents than the 2020 Census counted.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: with 298 residents, Fillmore is larger than about 22% of Illinois's Census places.
• Density: the Census land area of 0.7 sq mi holds about 449 people per square mile.
• By land area: Fillmore ranks 938th among Illinois's 1,294 places, at 0.7 sq mi.
• State share: roughly 0.0% of Illinois's residents live in Fillmore (298 people).
• Nationally: Fillmore is the 15,139th-largest of 19,457 Census places in the dataset.
• Growth rank: Fillmore's 2020-to-2023 change ranks 441st of 1,294 places in Illinois.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Fillmore's 1.7%.
• Density rank: Fillmore is the 1,031st most densely settled place in Illinois.
• Against the state median: Fillmore runs about 449 residents per square mile, where the Illinois median is 993.
• Location: 39.1147, -89.2789 (US Census Bureau Gazetteer).
• Nearest larger cities: Coffeen (6 mi); Irving (9 mi); Ramsey (9 mi); Witt (10 mi); Schram City (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Bingham (3 mi); Donnellson (12 mi); Wenonah (14 mi).
• Smaller neighbours: 38 places smaller than Fillmore sit within 50 miles.
• Larger places within 100 miles: 510.

The anatomy of a Fillmore personal loan

In Fillmore, a small community of about 298, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fillmore. Because the payment is fixed, the total cost of a Fillmore loan is knowable in advance — unlike a revolving card balance.

Where Fillmore sits

The Census Gazetteer records about 0.7 square miles of land within Fillmore, with no significant water area listed. That land carries about 449 people per square mile. The largest place in Illinois, Chicago, lies about 206 miles away. Fillmore has 136 larger places within a 50-mile radius. The 100-mile radius contains 510 larger places.

Fillmore against the rest of Illinois

Within Illinois, Fillmore holds roughly 0.0% of all residents, the 1,010th-largest share among 1,294 places. For population change between 2020 and 2023, Fillmore ranks 441st of 1,294 in Illinois (about the 66th percentile). At about 449 people per square mile, Fillmore is the 1,031st most densely settled place in Illinois. In land area, Fillmore ranks 938th among Illinois's 1,294 places.

Before you apply in Fillmore

Before you apply in Fillmore, a community of about 298, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Illinois licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Fillmore and the rest of Illinois is not the process but the borrower's own file, among the 298 people here.

Which Illinois laws govern a loan in Fillmore

Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a Fillmore lender must follow.