Personal loans in Coffeen, IL

Coffeen: population, trend and location

Coffeen is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 630 people live here, which puts Coffeen 781st of 1,294 Census places in Illinois (Vintage 2023).
• Population trend: A decline of about 2.2% across the 2020-to-2023 comparison.
• Net change: roughly 14 fewer people than the 2020 Census counted.
• Size percentile: Coffeen's 630 people outrank roughly 40% of the places in Illinois.
• Population density: about 542 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Coffeen ranks 668th among Illinois's 1,294 places, at 1.2 sq mi.
• State share: roughly 0.0% of Illinois's residents live in Coffeen (630 people).
• Nationally: Coffeen is the 12,230th-largest of 19,457 Census places in the dataset.
• Growth rank: Coffeen's 2020-to-2023 change ranks 667th of 1,294 places in Illinois.
• State comparison: Illinois's places average -2.0% for 2020-to-2023, against Coffeen's 2.2%.
• Density in Illinois: Coffeen ranks 971st by people per square mile.
• Against the state median: Coffeen runs about 542 residents per square mile, where the Illinois median is 993.
• Location: it lies at 39.0882, -89.3898 in the Census Gazetteer.
• Nearest larger cities: Taylor Springs (6 mi); Hillsboro (8 mi); Witt (12 mi); Greenville (14 mi); Ramsey (15 mi). Larger metros often have more branches, but online lenders reach Coffeen on the same terms.
• Smaller places nearby: Donnellson (6 mi); Fillmore (6 mi); Schram City (6 mi).
• Within a 50-mile radius: 82 smaller Census places.
• Larger places within 100 miles: 371.

Borrowing reach in Coffeen

Coffeen is a moderately settled community of about 630 people, with 99 larger places inside a 50-mile radius. Whether Coffeen has a local branch or not, a Illinois-licensed lender can serve its 630 people online on the same terms. The nearest larger city, Taylor Springs, IL about 6 miles away.

Before you apply in Coffeen

These steps shape the offer you get in Coffeen, a place of about 630 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Illinois regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Illinois; what changes is your credit file, not the fact that Coffeen holds 630 people.

Coffeen against the rest of Illinois

Within Illinois, Coffeen holds roughly 0.0% of all residents, the 781st-largest share among 1,294 places. On the 2020-to-2023 trend, Coffeen stands 667th among Illinois's 1,294 places — roughly the 48th percentile. By density, at about 542 people per square mile, it ranks 971st in Illinois. In land area, Coffeen ranks 668th among Illinois's 1,294 places.

The Illinois lending rules that reach Coffeen

The rows below set out what a licensed lender must follow in Illinois, and so for Coffeen's roughly 630 residents.

What a Coffeen borrower is actually offered

With roughly 630 residents, Coffeen is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Coffeen can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Coffeen loan is knowable in advance — unlike a revolving card balance.