Personal loans in Fertile, MN

Fertile is one of 853 Census places in Minnesota; its 784 residents put it at 396th. For a bigger market, look to Ada, MN about 19 miles away. Rate ceilings, licensing requirements and product limits for Fertile are all set at the Minnesota level. Verify the lender's Minnesota licence against the regulator named below before borrowing in Fertile.

Where Fertile stands

Fertile is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: the Census counts 784 residents in Fertile (Vintage 2023 subcounty estimate), the 396th-largest figure among Minnesota's 853 places.
• Population trend: Roughly 2.1% fewer residents than the 2020 Census counted.
• People gained or lost: about 17 fewer since the 2020 base.
• Size percentile: roughly 54% of Minnesota's places have fewer residents than Fertile's 784.
• Population density: about 378 people per square mile across 2.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Fertile's 2.1 square miles rank 322nd of 853 places in Minnesota.
• State population share: Fertile accounts for about 0.0% of everyone in Minnesota.
• National rank: Fertile is the 11,276th most populous of the 19,457 Census places covered here.
• Growth in Minnesota: Fertile stands 637th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Fertile's 2.1%.
• Density in Minnesota: Fertile ranks 558th by people per square mile.
• Density in context: Fertile's 378 people per square mile sit against a Minnesota median of 607.
• Location: it lies at 47.5307, -96.2816 in the Census Gazetteer.
• Nearest larger cities: Ada (19 mi); Mahnomen (21 mi); Crookston (23 mi); Red Lake Falls (24 mi); Fosston (25 mi). Online lenders reach Fertile no matter how far the nearest branch is.
• Smaller communities within reach: Gary (11 mi); Beltrami (11 mi); Mentor (13 mi).
• Smaller neighbours: 45 places smaller than Fertile sit within 50 miles.
• Larger places within 100 miles: 51.

Fertile in state context

Among Minnesota's 853 places, Fertile sits at 396th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Fertile stands 637th among Minnesota's 853 places — roughly the 25th percentile. Its roughly 378 residents per square mile place it 558th among Minnesota's places. In land area, Fertile ranks 322nd among Minnesota's 853 places.

What is available to Fertile borrowers

At roughly 378 people per square mile, Fertile is lightly settled; 17 larger places lie within 50 miles. Lenders licensed in Minnesota reach Fertile's 784 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Ada, MN about 19 miles away.

Where Fertile sits

Fertile's land area is roughly 2.1 square miles, and the Gazetteer records no significant water area within it. That land carries about 378 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 228 miles. Fertile has 17 larger places within a 50-mile radius. By land area it ranks 322nd of 853 Minnesota places.

The anatomy of a Fertile personal loan

In Fertile, a small community of about 784, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fertile. Shortening the term on a Fertile loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Minnesota laws govern a loan in Fertile

These are Minnesota's sourced lending facts as they reach Fertile's 784 residents; the state has no city-level rate rule.