Personal loans in Beltrami, MN

Beltrami by the numbers

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: the Census counts 84 residents in Beltrami (Vintage 2023 subcounty estimate), the 773rd-largest figure among Minnesota's 853 places.
• Population trend: About 3.4% below the 2020 Census base.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: roughly 9% of Minnesota's places have fewer residents than Beltrami's 84.
• Population density: about 42 people per square mile across 2.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Beltrami covers 2.0 square miles, the 331st-largest area among Minnesota's 853 places.
• Share of state population: Beltrami's 84 residents are about 0.0% of Minnesota.
• National standing: Beltrami ranks 18,412th of 19,457 US places.
• Growth rank: Beltrami ranks 782nd among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Beltrami's 3.4%.
• Density rank: Beltrami places 826th among Minnesota's places by people per square mile.
• Density vs Minnesota: Beltrami's 42 people per square mile compare with a state median of 607.
• Location: 47.5425, -96.5271 (US Census Bureau Gazetteer).
• Nearest larger cities: Fertile (11 mi); Climax (14 mi); Shelly (15 mi); Crookston (16 mi); Ada (17 mi). Lenders licensed in the state serve Beltrami whether or not they keep a local branch.
• Smaller communities close by: Nielsville (13 mi); Bejou (27 mi); Trail (42 mi), each with its own Census population profile.
• Within a 50-mile radius: 7 smaller Census places.
• At 100 miles: 175 larger Census places fall inside that radius.

Where Beltrami sits in Minnesota

Beltrami is the 773rd-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Beltrami stands 782nd among Minnesota's 853 places — roughly the 8th percentile. At about 42 people per square mile, Beltrami is the 826th most densely settled place in Minnesota. By land area, its 2.0 square miles rank 331st of 853 places in Minnesota.

Beltrami: area, density and distance

Beltrami's land area is roughly 2.0 square miles, and the Gazetteer records no significant water area within it. That land carries about 42 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 237 miles away. Counting outward 50 miles, 60 larger communities surround Beltrami. Within the same 50 miles lie 7 smaller Census places.

What shapes a Beltrami personal loan

In Beltrami, a small community of about 84, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Beltrami can be quoted different APRs on the same amount and term. The term you choose in Beltrami decides the split between a comfortable payment and the total interest you pay.

A pre-application checklist for Beltrami

Complete these steps first when you borrow in Beltrami (84 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Minnesota licence with the regulator named above before committing.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Beltrami-specific: the same Minnesota licensing and disclosure rules reach all 84 residents.

The state rulebook for Beltrami

Below are the Minnesota rules that apply to a loan made in Beltrami, each with the regulator that issued it.