Personal loans in Fenwood, WI
In Fenwood, one of 605 Census places in Wisconsin, the figure to compare across lenders is the APR, not the advertised rate. The Census counts 139 people in Fenwood, the 586th-largest figure among Wisconsin's 605 places.
For a bigger market, look to Edgar, WI about 5 miles away. Fenwood shed about 1.4% of its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Fenwood's roughly 139 residents, and a state regulator supervises it. Pull your credit reports and line up at least three offers before you apply from Fenwood.
What the Census records for Fenwood
Set out below is Fenwood's local context next to the state-level rules that reach every lender here.
- Population: an estimated 139 residents, 586th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.4% between 2020 and 2023.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: Fenwood sits ahead of around 3% of Wisconsin places, at 139 people.
- Land and density: 1.0 square miles of land carry roughly 141 residents per square mile.
- By land area: Fenwood ranks 497th among Wisconsin's 605 places, at 1.0 sq mi.
- State share: roughly 0.0% of Wisconsin's residents live in Fenwood (139 people).
- National rank: Fenwood sits 17,433rd by population among the 19,457 places in this dataset.
- Growth rank: Fenwood's 2020-to-2023 change ranks 452nd of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Fenwood moved 1.4%.
- Density in Wisconsin: Fenwood ranks 572nd by people per square mile.
- Density vs Wisconsin: Fenwood's 141 people per square mile compare with a state median of 800.
- Location: coordinates 44.8658, -90.0146 (US Census Bureau Gazetteer).
- Nearest larger cities: Edgar (5 mi); Stratford (5 mi); Marathon City (10 mi); Athens (12 mi); Unity (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Lublin (38 mi); Big Falls (52 mi); Catawba (53 mi).
- Smaller neighbours: 1 places smaller than Fenwood sit within 50 miles.
- At 100 miles: 246 larger Census places fall inside that radius.
How Wisconsin law applies in Fenwood
These are Wisconsin's sourced lending facts as they reach Fenwood's 139 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
What shapes a Fenwood personal loan
In Fenwood, a small community of about 139, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Fenwood can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Fenwood loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Fenwood
Fenwood is lightly settled, with about 141 people per square mile and 64 larger places within 50 miles. Whether Fenwood has a local branch or not, a Wisconsin-licensed lender can serve its 139 people online on the same terms. The nearest bigger place is Edgar, WI about 5 miles away.
A practical checklist for Fenwood borrowers
Before you hand your details to a lender in Fenwood, where the population is near 139:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Wisconsin licence with the regulator named above before committing.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
In Fenwood as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 139 residents.
Fenwood's place among Wisconsin's 605 places
Within Wisconsin, Fenwood holds roughly 0.0% of all residents, the 586th-largest share among 605 places. On the 2020-to-2023 trend, Fenwood stands 452nd among Wisconsin's 605 places — roughly the 25th percentile. Its roughly 141 residents per square mile place it 572nd among Wisconsin's places. In land area, Fenwood ranks 497th among Wisconsin's 605 places.
Common questions
What are my options in Fenwood if my credit is poor?
What loan size can I expect in Fenwood?
Do I have to pledge anything to borrow in Fenwood?
Does comparing loans in Fenwood cost me credit score points?
Nearby places
- Edgar, WI — population 1,444
- Stratford, WI — population 1,581
- Marathon City, WI — population 1,560
- Athens, WI — population 1,069
- Auburndale, WI — population 698
- Hewitt, WI — population 799
- Marshfield, WI — population 18,736
- Unity, WI — population 377