Personal loans in Auburndale, WI
Auburndale shed about 0.6% of its population between the 2020 base and the 2023 estimate. With an estimated 698 residents, Auburndale is the 427th-largest of 605 places in Wisconsin. A lender serving Auburndale holds a Wisconsin licence and answers to a Wisconsin regulator; no city office is involved for its 698 residents. Price two or three terms so you can see which payment is truly affordable in Auburndale. Rate ceilings, licensing requirements and product limits for Auburndale are all set at the Wisconsin level. The nearest larger metro is Hewitt, WI about 5 miles away.
What the Census records for Auburndale
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: a Census-estimated 698, 427th among Wisconsin's 605 places (Vintage 2023).
- Population trend: Roughly 0.6% fewer residents than the 2020 Census counted.
- Absolute change: 4 residents lost between 2020 and 2023.
- Size percentile: about 29% of Wisconsin's Census places are smaller than Auburndale.
- Density: the Census land area of 2.1 sq mi holds about 337 people per square mile.
- Land area: Auburndale covers 2.1 square miles, the 313th-largest area among Wisconsin's 605 places.
- State population share: Auburndale accounts for about 0.0% of everyone in Wisconsin.
- National standing: Auburndale ranks 11,807th of 19,457 US places.
- Growth rank: Auburndale's 2020-to-2023 change ranks 345th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Auburndale's 0.6%.
- Density rank: Auburndale places 498th among Wisconsin's places by people per square mile.
- Against the state median: Auburndale runs about 337 residents per square mile, where the Wisconsin median is 800.
- Location: 44.6266, -90.0144 (US Census Bureau Gazetteer).
- Nearest larger cities: Hewitt (5 mi); Marshfield (8 mi); Stratford (12 mi); Pittsville (14 mi); Spencer (16 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Arpin (6 mi); Milladore (8 mi); Vesper (10 mi).
- Within a 50-mile radius: 32 smaller Census places.
- At 100 miles: 180 larger Census places fall inside that radius.
Where Auburndale sits
The Census Gazetteer records about 2.1 square miles of land within Auburndale, with no significant water area listed. The resulting density is about 337 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 149 miles away. Counting outward 50 miles, 43 larger communities surround Auburndale. The 100-mile radius contains 180 larger places.
Which Wisconsin laws govern a loan in Auburndale
These are Wisconsin's sourced lending facts as they reach Auburndale's 698 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How a Auburndale personal loan is priced
In Auburndale, a small community of about 698, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Auburndale's 698 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Auburndale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Auburndale borrowing checklist
For Auburndale's roughly 698 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Wisconsin regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Auburndale and the rest of Wisconsin is not the process but the borrower's own file, among the 698 people here.
Lender access in Auburndale
At roughly 337 people per square mile, Auburndale is lightly settled; 43 larger places lie within 50 miles. A Wisconsin licence lets a lender serve Auburndale without a local office, so branch density does not change what its 698 residents are offered. The nearest larger city, Hewitt, WI about 5 miles away.
Common questions
What are my options in Auburndale if my credit is poor?
What loan size can I expect in Auburndale?
Do I have to pledge anything to borrow in Auburndale?
Does comparing loans in Auburndale cost me credit score points?
Nearby places
- Arpin, WI — population 296
- Hewitt, WI — population 799
- Vesper, WI — population 526
- Milladore, WI — population 267
- Marshfield, WI — population 18,736
- Stratford, WI — population 1,581
- Pittsville, WI — population 818
- Fenwood, WI — population 139