Personal loans in Fenton, LA

The first question in Fenton is not the rate on offer but whether the payment fits; about 213 people live here under Louisiana lending law. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Fenton loan. Fenton is one of 302 Census places in Louisiana; its 213 residents put it at 266th. A lender that serves Fenton operates under Louisiana lending statutes and a Louisiana supervisor. Population in Fenton dropped about 5.3% over the three years from 2020 to 2023. Borrowers who want a bigger city can look to Kinder, LA about 9 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Fenton: the sourced local profile

Set out below is Fenton's local context next to the state-level rules that reach every lender here.

Population: the Census counts 213 residents in Fenton (Vintage 2023 subcounty estimate), the 266th-largest figure among Louisiana's 302 places.
Population trend: A loss of roughly 5.3% between 2020 and 2023.
Net change: roughly 12 fewer people than the 2020 Census counted.
Size percentile: with 213 residents, Fenton is larger than about 12% of Louisiana's Census places.
Population density: 439 people per square mile on 0.5 square miles of land.
Land area rank: Fenton's 0.5 square miles rank 296th of 302 places in Louisiana.
State population share: Fenton accounts for about 0.0% of everyone in Louisiana.
National standing: Fenton ranks 16,276th of 19,457 US places.
Growth rank: Fenton's 2020-to-2023 change ranks 263rd of 302 places in Louisiana.
State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Fenton's 5.3%.
Density rank: Fenton is the 169th most densely settled place in Louisiana.
Against the state median: Fenton runs about 439 residents per square mile, where the Louisiana median is 534.
Location: 30.3643, -92.9170 (US Census Bureau Gazetteer).
Nearest larger cities: Kinder (9 mi); Iowa (10 mi); Welsh (11 mi); Reeves (13 mi); Elton (15 mi). A branch is convenient; it is not what sets your APR.
Smaller communities within reach: McNary (48 mi); Evergreen (63 mi); Palmetto (65 mi).
Smaller places within 50 miles: 1 of them.
Larger places within 100 miles: 134.

Inside a Fenton personal loan

A Fenton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 213 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fenton. Shortening the term on a Fenton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Louisiana consumer-lending rules applied in Fenton

Read the table as a lender's compliance picture for Fenton: the rule, the sourced figure, the publisher and the date.

Rule	Detail	Source
State lending regulator	Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."	Louisiana Office of Financial Institutions as of 2026-09-16
Licensed-lender consumer loan finance charge caps	36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars"	Louisiana State Legislature as of 2026-09-16
Maximum legal interest rate (usury cap)	12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum."	Louisiana State Legislature as of 2026-09-16

Fenton's place among Louisiana's 302 places

Fenton is the 266th-largest of 302 Census places in Louisiana and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 263rd of 302 Louisiana places, putting it near the 13th percentile for growth. At about 439 people per square mile, Fenton is the 169th most densely settled place in Louisiana. By land area, its 0.5 square miles rank 296th of 302 places in Louisiana.

Lender access in Fenton

At roughly 439 people per square mile, Fenton is lightly settled; 38 larger places lie within 50 miles. Lenders licensed in Louisiana reach Fenton's 213 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Kinder, LA about 9 miles away.

Fenton: area, density and distance

Fenton's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. That land carries about 439 people per square mile. New Orleans, the largest place in Louisiana, is about 179 miles from Fenton. Within 50 miles of Fenton there are 38 larger Census places. By land area it ranks 296th of 302 Louisiana places.

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Common questions

What are my options in Fenton if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Fenton is the same as anywhere in Louisiana.

What loan size can I expect in Fenton?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Fenton?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Fenton cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Kinder, LA — population 2,066
Iowa, LA — population 3,106
Welsh, LA — population 3,289
Reeves, LA — population 220
Elton, LA — population 986
Oberlin, LA — population 1,331
Jennings, LA — population 9,372
Lake Charles, LA — population 79,633