Personal loans in Fayetteville, OH

State law, not city hall, decides what a lender may do to Fayetteville's roughly 310 residents, and a state regulator supervises it. Fayetteville ranks 750th of 924 places in Ohio, with a population near 310. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Fayetteville loan. A 2020-to-2023 comparison shows Fayetteville down by about 0.3%. A larger market lies at Blanchester, OH about 8 miles away.

Fayetteville: the sourced local profile

The figures below are Fayetteville's own — Census population, land area and coordinates — followed by the Ohio rules.

• Population: about 310, ranked 750th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 0.3% across the 2020-to-2023 comparison.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: bigger than about 19% of the places in Ohio, with 310 residents in Fayetteville.
• Population density: 657 people per square mile on 0.5 square miles of land.
• Land area: Fayetteville covers 0.5 square miles, the 699th-largest area among Ohio's 924 places.
• State population share: Fayetteville accounts for about 0.0% of everyone in Ohio.
• National rank: Fayetteville is the 15,009th most populous of the 19,457 Census places covered here.
• Growth in Ohio: Fayetteville stands 308th by percentage change from 2020 to 2023, among 924 places.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Fayetteville's 0.3%.
• Density in Ohio: Fayetteville ranks 763rd by people per square mile.
• Density vs Ohio: Fayetteville's 657 people per square mile compare with a state median of 1,289.
• Location: latitude 39.1854, longitude -83.9320 (Census Gazetteer).
• Nearest larger cities: Blanchester (8 mi); Lynchburg (9 mi); Williamsburg (11 mi); Mount Orab (11 mi); Martinsville (11 mi). Larger metros often have more branches, but online lenders reach Fayetteville on the same terms.
• Smaller communities within reach: Midland (8 mi); Pleasant Plain (12 mi); Butlerville (12 mi).
• Smaller places within 50 miles: 29 of them.
• Larger places within 100 miles: 446.

The Fayetteville borrowing checklist

Complete these steps first when you borrow in Fayetteville (310 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Ohio regulator's licence list.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Fayetteville-specific: the same Ohio licensing and disclosure rules reach all 310 residents.

Where Fayetteville sits in Ohio

Within Ohio, Fayetteville holds roughly 0.0% of all residents, the 750th-largest share among 924 places. Its 2020-to-2023 change ranks 308th of 924 Ohio places, putting it near the 67th percentile for growth. Its roughly 657 residents per square mile place it 763rd among Ohio's places. The population moved by about 1 people between 2020 and 2023, a 0.3% shift.

Ohio consumer-lending rules applied in Fayetteville

Read the table as a lender's compliance picture for Fayetteville: the rule, the sourced figure, the publisher and the date.

Where Fayetteville sits

Fayetteville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. That land carries about 657 people per square mile. The state's population centre of gravity, Columbus, is roughly 75 miles away. Counting outward 50 miles, 162 larger communities surround Fayetteville. By land area it ranks 699th of 924 Ohio places.

Getting a loan in Fayetteville

At roughly 657 people per square mile, Fayetteville is moderately settled; 162 larger places lie within 50 miles. Whether Fayetteville has a local branch or not, a Ohio-licensed lender can serve its 310 people online on the same terms. The nearest larger city, Blanchester, OH about 8 miles away.