Personal loans in Butlerville, OH
In Butlerville, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. About 156 people live in Butlerville, placing it 856th of 924 Census places in Ohio.
Census data show virtually no population shift in Butlerville between 2020 and 2023. Price two or three terms so you can see which payment is truly affordable in Butlerville. The nearest larger city is Morrow, OH about 4 miles away. A single loan can carry different costs on either side of a state line, and Butlerville sits on the Ohio side of that line.
Butlerville: population, trend and location
Most of what governs a Butlerville loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.
- Population: about 156 people live here, which puts Butlerville 856th of 924 Census places in Ohio (Vintage 2023).
- Population trend: About level with the 2020 Census.
- Size percentile: with 156 residents, Butlerville is larger than about 7% of Ohio's Census places.
- Population density: about 1,431 people per square mile (Census land area 0.1 sq mi).
- By land area: Butlerville ranks 894th among Ohio's 924 places, at 0.1 sq mi.
- State population share: Butlerville accounts for about 0.0% of everyone in Ohio.
- National rank: Butlerville is the 17,190th most populous of the 19,457 Census places covered here.
- Growth in Ohio: Butlerville stands 257th by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Butlerville's 0.0% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Butlerville places 393rd among Ohio's places by people per square mile.
- Density in context: Butlerville's 1,431 people per square mile sit against a Ohio median of 1,289.
- Location: 39.3016, -84.0904 (US Census Bureau Gazetteer).
- Nearest larger cities: Morrow (4 mi); Maineville (5 mi); Blanchester (6 mi); South Lebanon (8 mi); Clarksville (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Pleasant Plain (2 mi); California (28 mi); Kenton Vale (29 mi).
- Smaller neighbours: 13 places smaller than Butlerville sit within 50 miles.
- Larger places within 100 miles: 521.
The geography behind Butlerville
The Census Gazetteer records about 0.1 square miles of land within Butlerville, with no significant water area listed. With 156 residents, the land area yields roughly 1,431 people per square mile. For the state's biggest city, Columbus, the distance is roughly 75 miles. Within 50 miles of Butlerville there are 197 larger Census places. Within the same 50 miles lie 13 smaller Census places.
What to do before borrowing in Butlerville
Before you hand your details to a lender in Butlerville, where the population is near 156:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Ohio regulator's licence records before you sign.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Butlerville and the rest of Ohio is not the process but the borrower's own file, among the 156 people here.
Ohio rules behind a Butlerville personal loan
Read the table as a lender's compliance picture for Butlerville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
How a Butlerville personal loan is priced
Butlerville is a small community of about 156 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Butlerville's 156 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Butlerville decides the split between a comfortable payment and the total interest you pay.
Butlerville against the rest of Ohio
Against Ohio's other places, Butlerville accounts for about 0.0% of the state's population and ranks 856th of 924 by size. For population change between 2020 and 2023, Butlerville ranks 257th of 924 in Ohio (about the 72th percentile). By density, at about 1,431 people per square mile, it ranks 393rd in Ohio. In land area, Butlerville ranks 894th among Ohio's 924 places.
Common questions
What are my options in Butlerville if my credit is poor?
What loan size can I expect in Butlerville?
Do I have to pledge anything to borrow in Butlerville?
Does comparing loans in Butlerville cost me credit score points?
Nearby places
- Pleasant Plain, OH — population 135
- Morrow, OH — population 2,162
- Maineville, OH — population 1,488
- Blanchester, OH — population 4,221
- Clarksville, OH — population 535
- South Lebanon, OH — population 6,793
- Lebanon, OH — population 21,699
- Midland, OH — population 302