Personal loans in Butlerville, OH

In Butlerville, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. About 156 people live in Butlerville, placing it 856th of 924 Census places in Ohio.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census data show virtually no population shift in Butlerville between 2020 and 2023. Price two or three terms so you can see which payment is truly affordable in Butlerville. The nearest larger city is Morrow, OH about 4 miles away. A single loan can carry different costs on either side of a state line, and Butlerville sits on the Ohio side of that line.

Butlerville: population, trend and location

Most of what governs a Butlerville loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.

The geography behind Butlerville

The Census Gazetteer records about 0.1 square miles of land within Butlerville, with no significant water area listed. With 156 residents, the land area yields roughly 1,431 people per square mile. For the state's biggest city, Columbus, the distance is roughly 75 miles. Within 50 miles of Butlerville there are 197 larger Census places. Within the same 50 miles lie 13 smaller Census places.

What to do before borrowing in Butlerville

Before you hand your details to a lender in Butlerville, where the population is near 156:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Test your amount and term in the personal loan calculator first.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Look the lender up in the Ohio regulator's licence records before you sign.
  5. Check the disclosure for fees that raise the true cost above the quoted rate.
  6. Test the payment against your current bills before you commit.
  7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Butlerville and the rest of Ohio is not the process but the borrower's own file, among the 156 people here.

Ohio rules behind a Butlerville personal loan

Read the table as a lender's compliance picture for Butlerville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

How a Butlerville personal loan is priced

Butlerville is a small community of about 156 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Butlerville's 156 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Butlerville decides the split between a comfortable payment and the total interest you pay.

Butlerville against the rest of Ohio

Against Ohio's other places, Butlerville accounts for about 0.0% of the state's population and ranks 856th of 924 by size. For population change between 2020 and 2023, Butlerville ranks 257th of 924 in Ohio (about the 72th percentile). By density, at about 1,431 people per square mile, it ranks 393rd in Ohio. In land area, Butlerville ranks 894th among Ohio's 924 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Butlerville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Butlerville is the same as anywhere in Ohio.
What loan size can I expect in Butlerville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Butlerville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Butlerville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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