Personal loans in Clarksville, OH
The 2020 count to the 2023 estimate shows about 0.2% growth in Clarksville. Clarksville is a small community in Ohio, with an estimated 535 residents, and every licensed lender here follows the same state rulebook.
About 535 people live in Clarksville, placing it 654th of 924 Census places in Ohio. The closest larger place is Harveysburg, OH about 7 miles away. Consumer lending that reaches Clarksville's 535 residents is governed by Ohio statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Clarksville loan.
Where Clarksville stands
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: 535 people, a figure that places Clarksville 654th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.2% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: Clarksville sits ahead of around 29% of Ohio places, at 535 people.
- Population density: about 1,148 people per square mile (Census land area 0.5 sq mi).
- By land area: Clarksville ranks 702nd among Ohio's 924 places, at 0.5 sq mi.
- Water: Clarksville holds about 0.03 square miles, the 277th-largest water area in Ohio.
- Share of Ohio: Clarksville holds about 0.0% of the state's population, some 535 people.
- National standing: Clarksville ranks 12,891st of 19,457 US places.
- Growth in Ohio: Clarksville stands 225th by percentage change from 2020 to 2023, among 924 places.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Clarksville's 0.2%.
- Density in Ohio: Clarksville ranks 535th by people per square mile.
- Against the state median: Clarksville runs about 1,148 residents per square mile, where the Ohio median is 1,289.
- Location: latitude 39.4018, longitude -83.9889 (Census Gazetteer).
- Nearest larger cities: Harveysburg (7 mi); Blanchester (7 mi); Morrow (8 mi); Wilmington (9 mi); Waynesville (11 mi). Online lenders reach Clarksville no matter how far the nearest branch is.
- Nearest smaller towns: Midland (8 mi); Butlerville (9 mi); Corwin (9 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 54 smaller Census places.
- At 100 miles: 394 larger Census places fall inside that radius.
What is available to Clarksville borrowers
Clarksville is a moderately settled community of about 535 people, with 158 larger places inside a 50-mile radius. Whether Clarksville has a local branch or not, a Ohio-licensed lender can serve its 535 people online on the same terms. The nearest bigger place is Harveysburg, OH about 7 miles away.
Clarksville on the map
Inside Clarksville's boundaries lie roughly 0.5 square miles of land and 0.03 square miles of water. The resulting density is about 1,148 people per square mile. For the state's biggest city, Columbus, the distance is roughly 67 miles. A 50-mile radius around Clarksville takes in 158 places that are larger. By land area it ranks 702nd of 924 Ohio places.
How personal loans work in Clarksville
Clarksville is a small community of about 535 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Clarksville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Clarksville loan but raises total interest, so the smallest payment is not the cheapest loan.
What Ohio law requires in Clarksville
Below are the Ohio rules that apply to a loan made in Clarksville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Clarksville's place among Ohio's 924 places
Among Ohio's 924 places, Clarksville sits at 654th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Clarksville stands 225th among Ohio's 924 places — roughly the 76th percentile. Its roughly 1,148 residents per square mile place it 535th among Ohio's places. By land area, its 0.5 square miles rank 702nd of 924 places in Ohio.
Common questions
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Nearby places
- Harveysburg, OH — population 569
- Blanchester, OH — population 4,221
- Midland, OH — population 302
- Morrow, OH — population 2,162
- Butlerville, OH — population 156
- Corwin, OH — population 516
- Waynesville, OH — population 2,812
- Pleasant Plain, OH — population 135