Personal loans in Farwell, NE
Farwell is home to roughly 135 people and stands 379th by size out of 527 Census places in Nebraska. For a borrower among the roughly 135 residents of Farwell, a personal loan is a tool whose cost turns on the terms, not the address. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Farwell loan. State law, not city hall, decides what a lender may do to Farwell's roughly 135 residents, and a state regulator supervises it. The trend for Farwell between 2020 and 2023 is downward by roughly 0.7%. The nearest larger city is Elba, NE about 6 miles away.
Farwell: population, trend and location
Set out below is Farwell's local context next to the state-level rules that reach every lender here.
- Population: 135 people, a figure that places Farwell 379th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.7% between 2020 and 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 28% of Nebraska places rank below Farwell.
- Land and density: 0.2 square miles of land carry roughly 780 residents per square mile.
- Land area rank: Farwell's 0.2 square miles rank 444th of 527 places in Nebraska.
- Within Nebraska: about 0.0% of the state's population lives in Farwell.
- National standing: Farwell ranks 17,513th of 19,457 US places.
- Growth rank: Farwell's 2020-to-2023 change ranks 256th of 527 places in Nebraska.
- Versus Nebraska: the state average change is -0.6%, while Farwell moved 0.7%.
- Density rank: Farwell places 290th among Nebraska's places by people per square mile.
- Density in context: Farwell's 780 people per square mile sit against a Nebraska median of 830.
- Location: mapped by the US Census Bureau at 41.2156, -98.6281.
- Nearest larger cities: Elba (6 mi); Dannebrog (8 mi); St. Paul (9 mi); Ashton (9 mi); Howard City (Boelus) (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Cotesfield (10 mi); Rockville (13 mi); Cushing (15 mi).
- Smaller neighbours: 15 places smaller than Farwell sit within 50 miles.
- At 100 miles: 191 larger Census places fall inside that radius.
What shapes a Farwell personal loan
Farwell is a small community of about 135 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Farwell's rank of 379th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Farwell loan but raises total interest, so the smallest payment is not the cheapest loan.
Getting a loan in Farwell
Farwell is a moderately settled community of about 135 people, with 51 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Farwell's 135 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Elba, NE about 6 miles away.
The state rulebook for Farwell
Nebraska has no separate rate rule for Farwell; the sourced rows below are what reach every lender that serves its 135 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Where Farwell sits
Farwell's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 780 residents per square mile. The state's population centre of gravity, Omaha, is roughly 134 miles away. A 50-mile radius around Farwell takes in 51 places that are larger. The 100-mile radius contains 191 larger places.
How Farwell compares across Nebraska
Set beside Nebraska's 527 places, Farwell ranks 379th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Farwell stands 256th among Nebraska's 527 places — roughly the 51th percentile. Its roughly 780 residents per square mile place it 290th among Nebraska's places. By land area, its 0.2 square miles rank 444th of 527 places in Nebraska.
Common questions
What are my options in Farwell if my credit is poor?
What loan size can I expect in Farwell?
Do I have to pledge anything to borrow in Farwell?
Does comparing loans in Farwell cost me credit score points?
Nearby places
- Elba, NE — population 196
- Dannebrog, NE — population 276
- Cotesfield, NE — population 30
- Howard City (Boelus), NE — population 183
- St. Paul, NE — population 2,427
- Ashton, NE — population 195
- Cairo, NE — population 804
- Rockville, NE — population 89