Personal loans in Cotesfield, NE

The closest larger city is Elba, NE about 6 miles away. Cotesfield's population was effectively unchanged from the 2020 count to the 2023 estimate. Every figure below is Nebraska's own, applied to Cotesfield's 30 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Cotesfield.

Local context for Cotesfield

Here is the sourced Census picture for Cotesfield, plus the Nebraska lending rules that apply to a loan taken out here.

• Population: 30 residents; Cotesfield is the 507th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: Little measurable movement between 2020 and 2023.
• Size percentile: bigger than about 4% of the places in Nebraska, with 30 residents in Cotesfield.
• Land and density: 0.5 square miles of land carry roughly 57 residents per square mile.
• By land area: Cotesfield ranks 219th among Nebraska's 527 places, at 0.5 sq mi.
• State share: roughly 0.0% of Nebraska's residents live in Cotesfield (30 people).
• National standing: Cotesfield ranks 19,223rd of 19,457 US places.
• Growth rank: Cotesfield ranks 213th among Nebraska's 527 places for the 2020-to-2023 change.
• Versus Nebraska: the state average change is -0.6%, while Cotesfield moved 0.0%.
• Density rank: Cotesfield is the 521st most densely settled place in Nebraska.
• Against the state median: Cotesfield runs about 57 residents per square mile, where the Nebraska median is 830.
• Location: mapped by the US Census Bureau at 41.3576, -98.6336.
• Nearest larger cities: Elba (6 mi); Scotia (8 mi); Farwell (10 mi); Ashton (11 mi); North Loup (12 mi). Online lenders reach Cotesfield no matter how far the nearest branch is.
• Nearest smaller places: Lushton (65 mi); Brewster (75 mi); Ragan (80 mi).
• Within a 50-mile radius: 0 smaller Census places.
• Larger places within 100 miles: 254.

The anatomy of a Cotesfield personal loan

A Cotesfield personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 30 residents. The APR tracks your credit score rather than Cotesfield's rank of 507th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Cotesfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

A pre-application checklist for Cotesfield

These steps shape the offer you get in Cotesfield, a place of about 30 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Nebraska regulator's licence records before you sign.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Nebraska; what changes is your credit file, not the fact that Cotesfield holds 30 people.

How lenders reach Cotesfield

With about 57 residents per square mile, Cotesfield is sparsely settled, and 59 larger Census places sit within 50 miles. Lenders licensed in Nebraska reach Cotesfield's 30 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Elba, NE about 6 miles away.

How Cotesfield compares across Nebraska

Against Nebraska's other places, Cotesfield accounts for about 0.0% of the state's population and ranks 507th of 527 by size. Its 2020-to-2023 change ranks 213th of 527 Nebraska places, putting it near the 60th percentile for growth. Its roughly 57 residents per square mile place it 521st among Nebraska's places. In land area, Cotesfield ranks 219th among Nebraska's 527 places.

The state rulebook for Cotesfield

Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Cotesfield lender must follow.