Personal loans in Farmington, AR

Farmington, Arkansas — home to about 9,761 people — is a small town, so the terms you are offered follow Arkansas law rather than any local rule. A 2020-to-2023 comparison shows Farmington up by about 28.7%. Judge Farmington offers on total cost, not on how quickly the money arrives. Borrowers who want a bigger city can look to Fayetteville, AR about 5 miles away.

Borrowing in Farmington: the local picture

Here is the sourced Census picture for Farmington, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: 9,761 — Farmington ranks 39th of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 28.7%.
• Net change: roughly 2,177 more people than the 2020 Census counted.
• Size percentile: roughly 92% of Arkansas's places have fewer residents than Farmington's 9,761.
• Population density: 993 people per square mile on 9.8 square miles of land.
• Land area rank: Farmington's 9.8 square miles rank 59th of 500 places in Arkansas.
• Water: Farmington holds about 0.05 square miles, the 97th-largest water area in Arkansas.
• State population share: Farmington accounts for about 0.5% of everyone in Arkansas.
• Nationally: Farmington is the 3,211th-largest of 19,457 Census places in the dataset.
• Growth rank: Farmington's 2020-to-2023 change ranks 5th of 500 places in Arkansas.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Farmington's 28.7%.
• Density rank: Farmington places 57th among Arkansas's places by people per square mile.
• Against the state median: Farmington runs about 993 residents per square mile, where the Arkansas median is 386.
• Location: 36.0366 / -94.2525, per the US Census Bureau Gazetteer.
• Nearest larger cities: Fayetteville (5 mi); Springdale (12 mi); Lowell (16 mi); Siloam Springs (19 mi); Rogers (20 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Greenland (4 mi); Prairie Grove (5 mi); Johnson (8 mi).
• Within a 50-mile radius: 71 smaller Census places.
• Larger places within 100 miles: 35.

How Arkansas law applies in Farmington

Below are the Arkansas rules that apply to a loan made in Farmington, each with the regulator that issued it.

Farmington in state context

Farmington is the 39th-largest of 500 Census places in Arkansas and contains about 0.5% of the state's people. For population change between 2020 and 2023, Farmington ranks 5th of 500 in Arkansas (about the 99th percentile). By density, at about 993 people per square mile, it ranks 57th in Arkansas. In land area, Farmington ranks 59th among Arkansas's 500 places.

The geography behind Farmington

Farmington's land area is about 9.8 square miles; a further 0.05 square miles is water. That land carries about 993 people per square mile. The state's population centre of gravity, Little Rock, is roughly 140 miles away. Counting outward 50 miles, 11 larger communities surround Farmington. Within the same 50 miles lie 71 smaller Census places.

The anatomy of a Farmington personal loan

Most loans made to Farmington's 9,761 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Farmington can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Farmington loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Farmington

Farmington is a moderately settled community of about 9,761 people, with 11 larger places inside a 50-mile radius. Distance to a branch rarely matters for Farmington's 9,761 residents: the application is online and the price follows your credit file. The nearest larger city, Fayetteville, AR about 5 miles away.