Personal loans in Fanshawe, OK
The Census estimates 315 residents in Fanshawe, which ranks it 373rd of 590 places in Oklahoma. If you are weighing a personal loan in Fanshawe, start from the payment you can carry; its 315 residents face the same statewide rules.
From the 2020 Census base to the 2023 estimate, the population rose by about 2.3%. Read the disclosure for an origination fee and any prepayment penalty before signing in Fanshawe. Which products a lender may offer to Fanshawe's 315 residents follows from the Oklahoma consumer-lending framework. For a bigger market, look to Red Oak, OK about 10 miles away.
The Fanshawe data picture
What follows is Fanshawe's place in the Census record, alongside the Oklahoma rules that govern a personal loan made here.
- Population: about 315, ranked 373rd of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 2.3%.
- People gained or lost: about 7 more since the 2020 base.
- Size percentile: about 37% of Oklahoma's Census places are smaller than Fanshawe.
- Density: roughly 14 residents per square mile, spread over 23.0 sq mi of land.
- Land area: Fanshawe covers 23.0 square miles, the 35th-largest area among Oklahoma's 590 places.
- Water area: Fanshawe has 0.10 square miles of water, ranking 78th of 590 places in Oklahoma.
- Within Oklahoma: about 0.0% of the state's population lives in Fanshawe.
- Nationally: Fanshawe is the 14,946th-largest of 19,457 Census places in the dataset.
- Growth rank: Fanshawe's 2020-to-2023 change ranks 168th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Fanshawe's 2.3%.
- Density rank: Fanshawe places 581st among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Fanshawe's 14 people per square mile compare with a state median of 546.
- Location: coordinates 34.9620, -94.9112 (US Census Bureau Gazetteer).
- Nearest larger cities: Red Oak (10 mi); Wister (11 mi); McCurtain (13 mi); Howe (15 mi); Talihina (16 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Le Flore (6 mi); Kinta (21 mi); Albion (23 mi), each with its own Census population profile.
- Smaller neighbours: 13 places smaller than Fanshawe sit within 50 miles.
- Larger places within 100 miles: 180.
How Fanshawe compares across Oklahoma
Against Oklahoma's other places, Fanshawe accounts for about 0.0% of the state's population and ranks 373rd of 590 by size. On the 2020-to-2023 trend, Fanshawe stands 168th among Oklahoma's 590 places — roughly the 72th percentile. At about 14 people per square mile, Fanshawe is the 581st most densely settled place in Oklahoma. By land area, its 23.0 square miles rank 35th of 590 places in Oklahoma.
What Oklahoma law requires in Fanshawe
Oklahoma has no separate rate rule for Fanshawe; the sourced rows below are what reach every lender that serves its 315 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
How lenders reach Fanshawe
Fanshawe is sparsely settled, with about 14 people per square mile and 52 larger places within 50 miles. Whether Fanshawe has a local branch or not, a Oklahoma-licensed lender can serve its 315 people online on the same terms. The nearest larger city, Red Oak, OK about 10 miles away.
Fanshawe: area, density and distance
Fanshawe's land area is about 23.0 square miles; a further 0.10 square miles is water. Spread across it are roughly 14 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 151 miles from Fanshawe. Within 50 miles of Fanshawe there are 52 larger Census places. By land area it ranks 35th of 590 Oklahoma places.
Steps to take before a Fanshawe loan
For Fanshawe's roughly 315 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Oklahoma regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Fanshawe as elsewhere in Oklahoma, the written terms — not the advertisement — are what count for its 315 residents.
Common questions
What are my options in Fanshawe if my credit is poor?
What loan size can I expect in Fanshawe?
Do I have to pledge anything to borrow in Fanshawe?
Does comparing loans in Fanshawe cost me credit score points?
Nearby places
- Le Flore, OK — population 156
- Red Oak, OK — population 530
- Wister, OK — population 1,058
- McCurtain, OK — population 365
- Talihina, OK — population 931
- Bokoshe, OK — population 403
- Howe, OK — population 640
- Shady Point, OK — population 994