Personal loans in Ellsworth, PA

With roughly 925 residents, Ellsworth is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. Population in Ellsworth dropped about 1.6% over the three years from 2020 to 2023. Judge Ellsworth offers on total cost, not on how quickly the money arrives. Every figure below is Pennsylvania's own, applied to Ellsworth's 925 residents, with the publisher and retrieval date attached. A larger market lies at Bentleyville, PA about 1 miles away.

Where Ellsworth stands

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

• Population: about 925, ranked 616th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.6% fewer residents than the 2020 Census counted.
• People gained or lost: about 15 fewer since the 2020 base.
• Size percentile: with 925 residents, Ellsworth is larger than about 39% of Pennsylvania's Census places.
• Density: roughly 1,252 residents per square mile, spread over 0.7 sq mi of land.
• By land area: Ellsworth ranks 581st among Pennsylvania's 1,013 places, at 0.7 sq mi.
• Water: Ellsworth holds about 0.02 square miles, the 354th-largest water area in Pennsylvania.
• Share of state population: Ellsworth's 925 residents are about 0.0% of Pennsylvania.
• National rank: Ellsworth is the 10,570th most populous of the 19,457 Census places covered here.
• Growth rank: Ellsworth's 2020-to-2023 change ranks 566th of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Ellsworth's 1.6%.
• Density rank: Ellsworth is the 659th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Ellsworth's 1,252 people per square mile compare with a state median of 1,990.
• Location: latitude 40.1053, longitude -80.0226 (Census Gazetteer).
• Nearest larger cities: Bentleyville (1 mi); Centerville (6 mi); California (6 mi); North Charleroi (7 mi); Charleroi (7 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Cokeburg (2 mi); Beallsville (3 mi); Deemston (5 mi).
• Smaller neighbours: 118 places smaller than Ellsworth sit within 50 miles.
• At 100 miles: 357 larger Census places fall inside that radius.

What shapes a Ellsworth personal loan

With roughly 925 residents, Ellsworth is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Ellsworth loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Ellsworth loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Ellsworth in state context

Within Pennsylvania, Ellsworth holds roughly 0.0% of all residents, the 616th-largest share among 1,013 places. For population change between 2020 and 2023, Ellsworth ranks 566th of 1,013 in Pennsylvania (about the 44th percentile). At about 1,252 people per square mile, Ellsworth is the 659th most densely settled place in Pennsylvania. The population moved by about 15 people between 2020 and 2023, a 1.6% shift.

The Pennsylvania lending rules that reach Ellsworth

For the roughly 925 residents of Ellsworth, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

The Ellsworth borrowing checklist

Before you hand your details to a lender in Ellsworth, where the population is near 925:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Pennsylvania licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Ellsworth holds 925 people.

Getting a loan in Ellsworth

Ellsworth is a moderately settled community of about 925 people, with 186 larger places inside a 50-mile radius. Whether Ellsworth has a local branch or not, a Pennsylvania-licensed lender can serve its 925 people online on the same terms. The nearest larger city, Bentleyville, PA about 1 miles away.