Personal loans in Bentleyville, PA
Bentleyville is home to roughly 2,331 people and stands 389th by size out of 1,013 Census places in Pennsylvania.
In Bentleyville, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. For a community of about 2,331, the practical step is to compare APR across at least three lenders before committing. A single loan can carry different costs on either side of a state line, and Bentleyville sits on the Pennsylvania side of that line. Population in Bentleyville dropped about 1.1% over the three years from 2020 to 2023. For a bigger market, look to Charleroi, PA about 6 miles away.
Local context for Bentleyville
Here is the sourced Census picture for Bentleyville, plus the Pennsylvania lending rules that apply to a loan taken out here.
- Population: 2,331 people, a figure that places Bentleyville 389th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 25 fewer since the 2020 base.
- Size percentile: bigger than about 62% of the places in Pennsylvania, with 2,331 residents in Bentleyville.
- Land and density: 3.7 square miles of land carry roughly 631 residents per square mile.
- Land area: Bentleyville covers 3.7 square miles, the 96th-largest area among Pennsylvania's 1,013 places.
- Within Pennsylvania: about 0.0% of the state's population lives in Bentleyville.
- National rank: Bentleyville is the 7,064th most populous of the 19,457 Census places covered here.
- Growth rank: Bentleyville's 2020-to-2023 change ranks 467th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Bentleyville's 1.1%.
- Density rank: Bentleyville is the 820th most densely settled place in Pennsylvania.
- Against the state median: Bentleyville runs about 631 residents per square mile, where the Pennsylvania median is 1,990.
- Location: mapped by the US Census Bureau at 40.1178, -80.0044.
- Nearest larger cities: Charleroi (6 mi); California (6 mi); Centerville (6 mi); Monongahela (7 mi); Monessen (7 mi). Lenders licensed in the state serve Bentleyville whether or not they keep a local branch.
- Smaller communities within reach: Ellsworth (1 mi); Cokeburg (3 mi); Beallsville (4 mi).
- Smaller places within 50 miles: 190 of them.
- Within 100 miles: 208 places are larger than Bentleyville.
What Pennsylvania law requires in Bentleyville
Read the table as a lender's compliance picture for Bentleyville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What is available to Bentleyville borrowers
With about 631 residents per square mile, Bentleyville is moderately settled, and 116 larger Census places sit within 50 miles. Distance to a branch rarely matters for Bentleyville's 2,331 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Charleroi, PA about 6 miles away.
A practical checklist for Bentleyville borrowers
A sensible order of operations for a loan in Bentleyville, home to about 2,331 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Bentleyville and the rest of Pennsylvania is not the process but the borrower's own file, among the 2,331 people here.
How Bentleyville compares across Pennsylvania
Among Pennsylvania's 1,013 places, Bentleyville sits at 389th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Bentleyville stands 467th among Pennsylvania's 1,013 places — roughly the 54th percentile. At about 631 people per square mile, Bentleyville is the 820th most densely settled place in Pennsylvania. The population moved by about 25 people between 2020 and 2023, a 1.1% shift.
Land, water and location for Bentleyville
Inside Bentleyville's boundaries lie about 3.7 square miles of land, with no significant water area recorded. The resulting density is about 631 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 258 miles away. A 50-mile radius around Bentleyville takes in 116 places that are larger. Within the same 50 miles lie 190 smaller Census places.
Common questions
What are my options in Bentleyville if my credit is poor?
What loan size can I expect in Bentleyville?
Do I have to pledge anything to borrow in Bentleyville?
Does comparing loans in Bentleyville cost me credit score points?
Nearby places
- Ellsworth, PA — population 925
- Beallsville, PA — population 388
- Cokeburg, PA — population 617
- Deemston, PA — population 743
- Centerville, PA — population 3,222
- North Charleroi, PA — population 1,282
- New Eagle, PA — population 2,024
- California, PA — population 4,639