Personal loans in Bentleyville, PA

Bentleyville is home to roughly 2,331 people and stands 389th by size out of 1,013 Census places in Pennsylvania.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

In Bentleyville, one of 1,013 Census places in Pennsylvania, the figure to compare across lenders is the APR, not the advertised rate. For a community of about 2,331, the practical step is to compare APR across at least three lenders before committing. A single loan can carry different costs on either side of a state line, and Bentleyville sits on the Pennsylvania side of that line. Population in Bentleyville dropped about 1.1% over the three years from 2020 to 2023. For a bigger market, look to Charleroi, PA about 6 miles away.

Local context for Bentleyville

Here is the sourced Census picture for Bentleyville, plus the Pennsylvania lending rules that apply to a loan taken out here.

What Pennsylvania law requires in Bentleyville

Read the table as a lender's compliance picture for Bentleyville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

What is available to Bentleyville borrowers

With about 631 residents per square mile, Bentleyville is moderately settled, and 116 larger Census places sit within 50 miles. Distance to a branch rarely matters for Bentleyville's 2,331 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Charleroi, PA about 6 miles away.

A practical checklist for Bentleyville borrowers

A sensible order of operations for a loan in Bentleyville, home to about 2,331 people:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Price the payment first with our personal loan calculator before any lender quotes you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
  5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  6. Write down the purpose of the loan and your repayment plan before you apply.
  7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

What differs between Bentleyville and the rest of Pennsylvania is not the process but the borrower's own file, among the 2,331 people here.

How Bentleyville compares across Pennsylvania

Among Pennsylvania's 1,013 places, Bentleyville sits at 389th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Bentleyville stands 467th among Pennsylvania's 1,013 places — roughly the 54th percentile. At about 631 people per square mile, Bentleyville is the 820th most densely settled place in Pennsylvania. The population moved by about 25 people between 2020 and 2023, a 1.1% shift.

Land, water and location for Bentleyville

Inside Bentleyville's boundaries lie about 3.7 square miles of land, with no significant water area recorded. The resulting density is about 631 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 258 miles away. A 50-mile radius around Bentleyville takes in 116 places that are larger. Within the same 50 miles lie 190 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bentleyville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bentleyville is the same as anywhere in Pennsylvania.
What loan size can I expect in Bentleyville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bentleyville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bentleyville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related