Personal loans in Egeland, ND
If you are weighing a personal loan in Egeland, start from the payment you can carry; its 30 residents face the same statewide rules. About 30 people live in Egeland, placing it 308th of 355 Census places in North Dakota. Population in Egeland dropped about 6.2% over the three years from 2020 to 2023. Use the calculator on this page to price an amount and term before you commit in Egeland. The closest larger place is Cando, ND about 11 miles away. Every figure below is North Dakota's own, applied to Egeland's 30 residents, with the publisher and retrieval date attached.
Egeland: the sourced local profile
Two layers matter for a Egeland borrower: the local population picture and North Dakota's consumer-lending statutes.
- Population: the Census counts 30 residents in Egeland (Vintage 2023 subcounty estimate), the 308th-largest figure among North Dakota's 355 places.
- Population trend: A decline of about 6.2% across the 2020-to-2023 comparison.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: Egeland's 30 people outrank roughly 13% of the places in North Dakota.
- Density: roughly 94 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Egeland ranks 246th among North Dakota's 355 places, at 0.3 sq mi.
- Share of state population: Egeland's 30 residents are about 0.0% of North Dakota.
- Nationally: Egeland is the 19,224th-largest of 19,457 Census places in the dataset.
- Growth in North Dakota: Egeland stands 343rd by percentage change from 2020 to 2023, among 355 places.
- State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Egeland's 6.2%.
- Density in North Dakota: Egeland ranks 296th by people per square mile.
- Density in context: Egeland's 94 people per square mile sit against a North Dakota median of 352.
- Location: latitude 48.6281, longitude -99.0980 (Census Gazetteer).
- Nearest larger cities: Cando (11 mi); Munich (12 mi); Bisbee (13 mi); Rocklake (13 mi); Starkweather (16 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Calio (7 mi); Calvin (17 mi); Perth (17 mi), each with its own Census population profile.
- Smaller neighbours: 16 places smaller than Egeland sit within 50 miles.
- Larger places within 100 miles: 105.
What is available to Egeland borrowers
Egeland is sparsely settled, with about 94 people per square mile and 23 larger places within 50 miles. Lenders licensed in North Dakota reach Egeland's 30 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Cando, ND about 11 miles away.
Land, water and location for Egeland
Inside Egeland's boundaries lie about 0.3 square miles of land, with no significant water area recorded. The resulting density is about 94 people per square mile. The largest place in North Dakota, Fargo, lies about 161 miles away. Counting outward 50 miles, 23 larger communities surround Egeland. The 100-mile radius contains 105 larger places.
Inside a Egeland personal loan
With roughly 30 residents, Egeland is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Egeland. The term you choose in Egeland decides the split between a comfortable payment and the total interest you pay.
North Dakota consumer-lending rules applied in Egeland
North Dakota has no separate rate rule for Egeland; the sourced rows below are what reach every lender that serves its 30 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer. Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3). | North Dakota Legislative Branch as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
Egeland in state context
Within North Dakota, Egeland holds roughly 0.0% of all residents, the 308th-largest share among 355 places. Its 2020-to-2023 change ranks 343rd of 355 North Dakota places, putting it near the 3th percentile for growth. By density, at about 94 people per square mile, it ranks 296th in North Dakota. By land area, its 0.3 square miles rank 246th of 355 places in North Dakota.
Common questions
What are my options in Egeland if my credit is poor?
What loan size can I expect in Egeland?
Do I have to pledge anything to borrow in Egeland?
Does comparing loans in Egeland cost me credit score points?
Nearby places
- Calio, ND — population 5
- Cando, ND — population 1,047
- Rocklake, ND — population 90
- Munich, ND — population 186
- Calvin, ND — population 13
- Bisbee, ND — population 100
- Starkweather, ND — population 97
- Sarles, ND — population 16