Personal loans in Egeland, ND

If you are weighing a personal loan in Egeland, start from the payment you can carry; its 30 residents face the same statewide rules. About 30 people live in Egeland, placing it 308th of 355 Census places in North Dakota. Population in Egeland dropped about 6.2% over the three years from 2020 to 2023. Use the calculator on this page to price an amount and term before you commit in Egeland. The closest larger place is Cando, ND about 11 miles away. Every figure below is North Dakota's own, applied to Egeland's 30 residents, with the publisher and retrieval date attached.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Egeland: the sourced local profile

Two layers matter for a Egeland borrower: the local population picture and North Dakota's consumer-lending statutes.

What is available to Egeland borrowers

Egeland is sparsely settled, with about 94 people per square mile and 23 larger places within 50 miles. Lenders licensed in North Dakota reach Egeland's 30 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Cando, ND about 11 miles away.

Land, water and location for Egeland

Inside Egeland's boundaries lie about 0.3 square miles of land, with no significant water area recorded. The resulting density is about 94 people per square mile. The largest place in North Dakota, Fargo, lies about 161 miles away. Counting outward 50 miles, 23 larger communities surround Egeland. The 100-mile radius contains 105 larger places.

Inside a Egeland personal loan

With roughly 30 residents, Egeland is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Egeland. The term you choose in Egeland decides the split between a comfortable payment and the total interest you pay.

North Dakota consumer-lending rules applied in Egeland

North Dakota has no separate rate rule for Egeland; the sourced rows below are what reach every lender that serves its 30 people.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."
North Dakota Department of Financial Institutions
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment service providers; fee capped at 20% of amount advanced; max $500 per transaction; $600 aggregate outstanding per customer.
Source says: "A licensee may charge a fee for the deferred presentment service, not to exceed twenty percent of the amount paid to the customer" (N.D.C.C. 13-08-12); "may not disburse more than five hundred dollars to the customer in a deferred presentment service transaction" (13-08-12.3).
North Dakota Legislative Branch
as of 2026-09-16
Small-loan / installment lender licensingMoney broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions.
Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02).
North Dakota Legislative Branch
as of 2026-09-16

Egeland in state context

Within North Dakota, Egeland holds roughly 0.0% of all residents, the 308th-largest share among 355 places. Its 2020-to-2023 change ranks 343rd of 355 North Dakota places, putting it near the 3th percentile for growth. By density, at about 94 people per square mile, it ranks 296th in North Dakota. By land area, its 0.3 square miles rank 246th of 355 places in North Dakota.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Egeland if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Egeland is the same as anywhere in North Dakota.
What loan size can I expect in Egeland?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Egeland?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Egeland cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related