Personal loans in Bisbee, ND

A 2020-to-2023 comparison shows Bisbee down by about 6.5%. Compare APR, not the interest rate, because the APR folds in most fees on a Bisbee loan. The nearest larger city is Cando, ND about 13 miles away. State law, not city hall, decides what a lender may do to Bisbee's roughly 100 residents, and a state regulator supervises it.

What the Census records for Bisbee

What follows is Bisbee's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: about 100, ranked 215th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: About 6.5% below the 2020 Census base.
• Net change: roughly 7 fewer people than the 2020 Census counted.
• Size percentile: about 39% of North Dakota's Census places are smaller than Bisbee.
• Land and density: 0.3 square miles of land carry roughly 332 residents per square mile.
• By land area: Bisbee ranks 255th among North Dakota's 355 places, at 0.3 sq mi.
• Within North Dakota: about 0.0% of the state's population lives in Bisbee.
• National standing: Bisbee ranks 18,119th of 19,457 US places.
• Growth rank: Bisbee ranks 346th among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Bisbee's 6.5% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Bisbee places 185th among North Dakota's places by people per square mile.
• Against the state median: Bisbee runs about 332 residents per square mile, where the North Dakota median is 352.
• Location: 48.6272 / -99.3788, per the US Census Bureau Gazetteer.
• Nearest larger cities: Cando (13 mi); Rolla (18 mi); Rolette (21 mi); Leeds (24 mi); Munich (25 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Perth (7 mi); Mylo (11 mi); Rocklake (13 mi).
• Smaller neighbours: 23 places smaller than Bisbee sit within 50 miles.
• At 100 miles: 65 larger Census places fall inside that radius.

How a Bisbee personal loan is priced

In Bisbee, a small community of about 100, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Bisbee's rank of 215th in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Bisbee loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Bisbee sits in North Dakota

Bisbee is the 215th-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 346th of 355 North Dakota places, putting it near the 3th percentile for growth. At about 332 people per square mile, Bisbee is the 185th most densely settled place in North Dakota. By land area, its 0.3 square miles rank 255th of 355 places in North Dakota.

How North Dakota law applies in Bisbee

For the roughly 100 residents of Bisbee, the rules below are North Dakota's own; each row carries its publisher and retrieval date.

The Bisbee borrowing checklist

Before you apply in Bisbee, a community of about 100, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's North Dakota licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

In Bisbee as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 100 residents.

Where Bisbee sits

Inside Bisbee's boundaries lie about 0.3 square miles of land, with no significant water area recorded. The resulting density is about 332 people per square mile. For the state's biggest city, Fargo, the distance is roughly 170 miles. A 50-mile radius around Bisbee takes in 14 places that are larger. Within the same 50 miles lie 23 smaller Census places.