Personal loans in Edgefield, LA

Where Edgefield stands

Here is the sourced Census picture for Edgefield, plus the Louisiana lending rules that apply to a loan taken out here.

• Population: an estimated 192 residents, 276th of 302 places in Louisiana (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 4.5% from 2020 to 2023.
• Absolute change: 9 residents lost between 2020 and 2023.
• Size percentile: roughly 9% of Louisiana places rank below Edgefield.
• Population density: 774 people per square mile on 0.2 square miles of land.
• Land area rank: Edgefield's 0.2 square miles rank 300th of 302 places in Louisiana.
• Within Louisiana: about 0.0% of the state's population lives in Edgefield.
• National standing: Edgefield ranks 16,602nd of 19,457 US places.
• Growth rank: Edgefield ranks 218th among Louisiana's 302 places for the 2020-to-2023 change.
• Against the state trend: Edgefield's 4.5% change compares with a Louisiana average of -2.1% across its 302 places.
• Density rank: Edgefield is the 114th most densely settled place in Louisiana.
• Against the state median: Edgefield runs about 774 residents per square mile, where the Louisiana median is 534.
• Location: 32.0501 / -93.3360, per the US Census Bureau Gazetteer.
• Nearest larger cities: Coushatta (2 mi); Martin (8 mi); Hall Summit (9 mi); Campti (17 mi); Castor (17 mi). Living near a larger metro rarely changes what is available in Edgefield.
• Nearest smaller towns: Ashland (14 mi); Powhatan (14 mi); Jamestown (22 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 13 of them.
• At 100 miles: 190 larger Census places fall inside that radius.

What a Edgefield borrower is actually offered

Most loans made to Edgefield's 192 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Edgefield lender to disclose the APR and finance charge before you sign. Shortening the term on a Edgefield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Edgefield in state context

Set beside Louisiana's 302 places, Edgefield ranks 276th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Edgefield ranks 218th of 302 in Louisiana (about the 28th percentile). Its roughly 774 residents per square mile place it 114th among Louisiana's places. Within 50 miles sit 13 smaller Census places, alongside the 51 that are larger.

Lender access in Edgefield

At roughly 774 people per square mile, Edgefield is moderately settled; 51 larger places lie within 50 miles. What is available to Edgefield's 192 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Coushatta, LA about 2 miles away.

The geography behind Edgefield

Edgefield's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 774 people per square mile. New Orleans, the largest place in Louisiana, is about 244 miles from Edgefield. Within 50 miles of Edgefield there are 51 larger Census places. By land area it ranks 300th of 302 Louisiana places.

Louisiana consumer-lending rules applied in Edgefield

Read the table as a lender's compliance picture for Edgefield: the rule, the sourced figure, the publisher and the date.