Personal loans in Coushatta, LA

With roughly 1,678 residents, Coushatta is a small community, and the lending rules its borrowers live under are written in Louisiana, not by the city. With 1,678 residents, Coushatta outranks about 60% of the communities in Louisiana. The trend for Coushatta between 2020 and 2023 is downward by roughly 4.4%. Judge Coushatta offers on total cost, not on how quickly the money arrives. The nearest larger city is Mansfield, LA about 21 miles away. When Louisiana caps or restricts a product, lenders either change the terms or withdraw it from Coushatta as from the rest of the state.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Borrowing in Coushatta: the local picture

Set out below is Coushatta's local context next to the state-level rules that reach every lender here.

Population: the Census counts 1,678 residents in Coushatta (Vintage 2023 subcounty estimate), the 120th-largest figure among Louisiana's 302 places.
Population trend: Down about 4.4% from the 2020 Census base to the 2023 estimate.
People gained or lost: about 77 fewer since the 2020 base.
Size percentile: Coushatta's 1,678 people outrank roughly 60% of the places in Louisiana.
Land and density: 3.3 square miles of land carry roughly 502 residents per square mile.
By land area: Coushatta ranks 118th among Louisiana's 302 places, at 3.3 sq mi.
Water area: Coushatta has 0.10 square miles of water, ranking 51st of 302 places in Louisiana.
Share of Louisiana: Coushatta holds about 0.1% of the state's population, some 1,678 people.
National rank: Coushatta is the 8,291st most populous of the 19,457 Census places covered here.
Growth rank: Coushatta ranks 214th among Louisiana's 302 places for the 2020-to-2023 change.
Against the state trend: Coushatta's 4.4% change compares with a Louisiana average of -2.1% across its 302 places.
Density rank: Coushatta places 157th among Louisiana's places by people per square mile.
Density vs Louisiana: Coushatta's 502 people per square mile compare with a state median of 534.
Location: 32.0258, -93.3406 (Census Gazetteer coordinates).
Nearest larger cities: Mansfield (21 mi); Natchitoches (25 mi); Stonewall (32 mi); Many (33 mi); Haughton (36 mi). Lenders licensed in the state serve Coushatta whether or not they keep a local branch.
Nearest smaller towns: Edgefield (2 mi); Martin (9 mi); Hall Summit (11 mi) — useful context for the surrounding area.
Smaller neighbours: 50 places smaller than Coushatta sit within 50 miles.
Within 100 miles: 59 places are larger than Coushatta.

Borrowing reach in Coushatta

Coushatta is moderately settled, with about 502 people per square mile and 12 larger places within 50 miles. Whether Coushatta has a local branch or not, a Louisiana-licensed lender can serve its 1,678 people online on the same terms. For a larger market, the closest option is Mansfield, LA about 21 miles away.

Coushatta's place among Louisiana's 302 places

Among Louisiana's 302 places, Coushatta sits at 120th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Coushatta ranks 214th of 302 in Louisiana (about the 29th percentile). Its roughly 502 residents per square mile place it 157th among Louisiana's places. In land area, Coushatta ranks 118th among Louisiana's 302 places.

A pre-application checklist for Coushatta

For Coushatta's roughly 1,678 residents, these are the steps that most influence the offer:

Start with the credit file: order the reports, fix the errors, then apply.
Test your amount and term in the personal loan calculator first.
Line up several pre-qualified offers and let the APR decide.
Confirm the lender holds a Louisiana licence by checking the regulator named above.
Check the disclosure for fees that raise the true cost above the quoted rate.
Check that the monthly payment fits your budget next to your existing obligations.
Pick the shortest term whose payment you can comfortably afford.

The process is identical across Louisiana; what changes is your credit file, not the fact that Coushatta holds 1,678 people.

What a Coushatta borrower is actually offered

Most loans made to Coushatta's 1,678 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Coushatta's rank of 120th in Louisiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Coushatta loan is knowable in advance — unlike a revolving card balance.

Which Louisiana laws govern a loan in Coushatta

Below are the Louisiana rules that apply to a loan made in Coushatta, each with the regulator that issued it.

Rule	Detail	Source
State lending regulator	Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."	Louisiana Office of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office"	Louisiana Office of Financial Institutions as of 2026-09-16
Licensed-lender consumer loan finance charge caps	36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars"	Louisiana State Legislature as of 2026-09-16

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Common questions

What are my options in Coushatta if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Coushatta is the same as anywhere in Louisiana.

What loan size can I expect in Coushatta?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Coushatta?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Coushatta cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Edgefield, LA — population 192
Martin, LA — population 508
Hall Summit, LA — population 265
Powhatan, LA — population 99
Ashland, LA — population 190
Campti, LA — population 886
Pleasant Hill, LA — population 607
Castor, LA — population 220