Personal loans in Easton, MN
Two households in Easton with comparable incomes can still be offered different rates; the city's 178 residents are not the reason. Roughly 178 residents live in Easton, the 667th-largest community in Minnesota.
Easton shed about 0.6% of its population between the 2020 base and the 2023 estimate. State law, not city hall, decides what a lender may do to Easton's roughly 178 residents, and a state regulator supervises it. Compare APR, not the interest rate, because the APR folds in most fees on a Easton loan. For a bigger market, look to Minnesota Lake, MN about 6 miles away.
Easton: population, trend and location
Most of what governs a Easton loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: about 178 people live here, which puts Easton 667th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: Lower by roughly 0.6% since the 2020 count.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: with 178 residents, Easton is larger than about 22% of Minnesota's Census places.
- Land and density: 0.9 square miles of land carry roughly 188 residents per square mile.
- By land area: Easton ranks 550th among Minnesota's 853 places, at 0.9 sq mi.
- Within Minnesota: about 0.0% of the state's population lives in Easton.
- National rank: Easton sits 16,814th by population among the 19,457 places in this dataset.
- Growth in Minnesota: Easton stands 400th by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Easton moved 0.6%.
- Density in Minnesota: Easton ranks 685th by people per square mile.
- Against the state median: Easton runs about 188 residents per square mile, where the Minnesota median is 607.
- Location: 43.7661, -93.9000 (Census Gazetteer coordinates).
- Nearest larger cities: Minnesota Lake (6 mi); Wells (8 mi); Mapleton (11 mi); Frost (13 mi); Blue Earth (13 mi). Living near a larger metro rarely changes what is available in Easton.
- Smaller communities close by: Delavan (6 mi); Walters (16 mi); Conger (21 mi), each with its own Census population profile.
- Within a 50-mile radius: 18 smaller Census places.
- At 100 miles: 427 larger Census places fall inside that radius.
Easton's place among Minnesota's 853 places
Within Minnesota, Easton holds roughly 0.0% of all residents, the 667th-largest share among 853 places. For population change between 2020 and 2023, Easton ranks 400th of 853 in Minnesota (about the 53th percentile). By density, at about 188 people per square mile, it ranks 685th in Minnesota. Between 2020 and 2023 the count changed by roughly 1 residents.
Minnesota consumer-lending rules applied in Easton
Below are the Minnesota rules that apply to a loan made in Easton, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Steps to take before a Easton loan
For Easton's roughly 178 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
None of these steps is Easton-specific: the same Minnesota licensing and disclosure rules reach all 178 residents.
The geography behind Easton
Easton covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 188 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 88 miles away. Counting outward 50 miles, 92 larger communities surround Easton. Within the same 50 miles lie 18 smaller Census places.
Lender access in Easton
Easton is a lightly settled community of about 178 people, with 92 larger places inside a 50-mile radius. Distance to a branch rarely matters for Easton's 178 residents: the application is online and the price follows your credit file. The nearest bigger place is Minnesota Lake, MN about 6 miles away.
Common questions
What are my options in Easton if my credit is poor?
What loan size can I expect in Easton?
Do I have to pledge anything to borrow in Easton?
Does comparing loans in Easton cost me credit score points?
Nearby places
- Minnesota Lake, MN — population 658
- Delavan, MN — population 170
- Wells, MN — population 2,398
- Mapleton, MN — population 1,649
- Frost, MN — population 216
- Bricelyn, MN — population 350
- Blue Earth, MN — population 3,163
- Waldorf, MN — population 202