Personal loans in Delavan, MN
In Delavan, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate. About 170 people live in Delavan, placing it 677th of 853 Census places in Minnesota.
A 2020-to-2023 comparison shows Delavan down by about 1.2%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Delavan's 170 residents are no exception. The next larger city is Easton, MN about 6 miles away. Every figure below is Minnesota's own, applied to Delavan's 170 residents, with the publisher and retrieval date attached.
Borrowing in Delavan: the local picture
Delavan is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 170 people, a figure that places Delavan 677th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.2% across the 2020-to-2023 comparison.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: Delavan's 170 people outrank roughly 21% of the places in Minnesota.
- Population density: about 169 people per square mile (Census land area 1.0 sq mi).
- By land area: Delavan ranks 517th among Minnesota's 853 places, at 1.0 sq mi.
- Share of state population: Delavan's 170 residents are about 0.0% of Minnesota.
- National standing: Delavan ranks 16,942nd of 19,457 US places.
- Growth rank: Delavan's 2020-to-2023 change ranks 497th of 853 places in Minnesota.
- Versus Minnesota: the state average change is +0.1%, while Delavan moved 1.2%.
- Density in Minnesota: Delavan ranks 699th by people per square mile.
- Against the state median: Delavan runs about 169 residents per square mile, where the Minnesota median is 607.
- Location: coordinates 43.7677, -94.0174 (US Census Bureau Gazetteer).
- Nearest larger cities: Easton (6 mi); Winnebago (8 mi); Blue Earth (10 mi); Minnesota Lake (11 mi); Amboy (11 mi). Living near a larger metro rarely changes what is available in Delavan.
- Nearest smaller towns: Walters (21 mi); Ledyard (25 mi); Conger (27 mi) — useful context for the surrounding area.
- Smaller neighbours: 18 places smaller than Delavan sit within 50 miles.
- Larger places within 100 miles: 423.
The state rulebook for Delavan
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Delavan is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Delavan in state context
Against Minnesota's other places, Delavan accounts for about 0.0% of the state's population and ranks 677th of 853 by size. On the 2020-to-2023 trend, Delavan stands 497th among Minnesota's 853 places — roughly the 42th percentile. At about 169 people per square mile, Delavan is the 699th most densely settled place in Minnesota. In land area, Delavan ranks 517th among Minnesota's 853 places.
A practical checklist for Delavan borrowers
These steps shape the offer you get in Delavan, a place of about 170 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Minnesota licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across Minnesota; what changes is your credit file, not the fact that Delavan holds 170 people.
How lenders reach Delavan
At roughly 169 people per square mile, Delavan is lightly settled; 90 larger places lie within 50 miles. What is available to Delavan's 170 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Easton, MN about 6 miles away.
Where Delavan sits
Delavan covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 169 people per square mile. The largest place in Minnesota, Minneapolis, lies about 91 miles away. Counting outward 50 miles, 90 larger communities surround Delavan. Within the same 50 miles lie 18 smaller Census places.
Common questions
What are my options in Delavan if my credit is poor?
What loan size can I expect in Delavan?
Do I have to pledge anything to borrow in Delavan?
Does comparing loans in Delavan cost me credit score points?
Nearby places
- Easton, MN — population 178
- Blue Earth, MN — population 3,163
- Winnebago, MN — population 1,383
- Mapleton, MN — population 1,649
- Amboy, MN — population 519
- Minnesota Lake, MN — population 658
- Frost, MN — population 216
- Good Thunder, MN — population 547