Personal loans in Dundas, MN
Dundas is one of 853 Census places in Minnesota; its 1,758 residents put it at 279th. From the 2020 Census base to the 2023 estimate, the population rose by about 2.7%.
For a borrower among the roughly 1,758 residents of Dundas, a personal loan is a tool whose cost turns on the terms, not the address. Which products a lender may offer to Dundas's 1,758 residents follows from the Minnesota consumer-lending framework. Price two or three terms so you can see which payment is truly affordable in Dundas. The closest larger city is Northfield, MN about 3 miles away.
Dundas by the numbers
Dundas is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 1,758 residents in Dundas (Vintage 2023 subcounty estimate), the 279th-largest figure among Minnesota's 853 places.
- Population trend: Roughly 2.7% more residents than the 2020 Census counted.
- People gained or lost: about 46 more since the 2020 base.
- Size percentile: with 1,758 residents, Dundas is larger than about 67% of Minnesota's Census places.
- Land and density: 1.8 square miles of land carry roughly 952 residents per square mile.
- Land area rank: Dundas's 1.8 square miles rank 348th of 853 places in Minnesota.
- Share of state population: Dundas's 1,758 residents are about 0.0% of Minnesota.
- Nationally: Dundas is the 8,104th-largest of 19,457 Census places in the dataset.
- Growth in Minnesota: Dundas stands 136th by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Dundas moved 2.7%.
- Density rank: Dundas is the 286th most densely settled place in Minnesota.
- Against the state median: Dundas runs about 952 residents per square mile, where the Minnesota median is 607.
- Location: latitude 44.4277, longitude -93.2038 (Census Gazetteer).
- Nearest larger cities: Northfield (3 mi); Faribault (10 mi); Lonsdale (11 mi); Elko New Market (12 mi); Kenyon (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Dennison (9 mi); Nerstrand (9 mi); Randolph (11 mi).
- Within a 50-mile radius: 71 smaller Census places.
- Larger places within 100 miles: 244.
How Dundas compares across Minnesota
Against Minnesota's other places, Dundas accounts for about 0.0% of the state's population and ranks 279th of 853 by size. On the 2020-to-2023 trend, Dundas stands 136th among Minnesota's 853 places — roughly the 84th percentile. By density, at about 952 people per square mile, it ranks 286th in Minnesota. Within 50 miles sit 71 smaller Census places, alongside the 120 that are larger.
The state rulebook for Dundas
Minnesota has no separate rate rule for Dundas; the sourced rows below are what reach every lender that serves its 1,758 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Borrowing reach in Dundas
At roughly 952 people per square mile, Dundas is moderately settled; 120 larger places lie within 50 miles. What is available to Dundas's 1,758 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Northfield, MN about 3 miles away.
What a Dundas borrower is actually offered
In Dundas, a small community of about 1,758, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dundas. The term you choose in Dundas decides the split between a comfortable payment and the total interest you pay.
Before you apply in Dundas
Before you hand your details to a lender in Dundas, where the population is near 1,758:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
In Dundas as elsewhere in Minnesota, the written terms — not the advertisement — are what count for its 1,758 residents.
Common questions
What are my options in Dundas if my credit is poor?
What loan size can I expect in Dundas?
Do I have to pledge anything to borrow in Dundas?
Does comparing loans in Dundas cost me credit score points?
Nearby places
- Northfield, MN — population 21,020
- Faribault, MN — population 24,642
- Nerstrand, MN — population 274
- Dennison, MN — population 219
- Elko New Market, MN — population 5,048
- Randolph, MN — population 456
- Lonsdale, MN — population 4,937
- Farmington, MN — population 23,909