Personal loans in Dennison, MN
In Dennison, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate. The Census estimates 219 residents in Dennison, which ranks it 633rd of 853 places in Minnesota.
Begin with the payment, then weigh APR and total interest across the lenders that reach Dennison's 219 residents. Dennison shed about 1.4% of its population between the 2020 base and the 2023 estimate. Lenders active in Dennison report to a Minnesota supervisor, identified in the sourced rows below. For a bigger market, look to Nerstrand, MN about 5 miles away.
What the Census records for Dennison
What follows is Dennison's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: 219 people, a figure that places Dennison 633rd among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.4% fewer residents than the 2020 Census counted.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: about 26% of Minnesota's Census places are smaller than Dennison.
- Population density: about 175 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Dennison's 1.3 square miles rank 444th of 853 places in Minnesota.
- Share of state population: Dennison's 219 residents are about 0.0% of Minnesota.
- National rank: Dennison sits 16,180th by population among the 19,457 places in this dataset.
- Growth in Minnesota: Dennison stands 528th by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Dennison's 1.4% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Dennison is the 696th most densely settled place in Minnesota.
- Density vs Minnesota: Dennison's 175 people per square mile compare with a state median of 607.
- Location: 44.4088 / -93.0303, per the US Census Bureau Gazetteer.
- Nearest larger cities: Nerstrand (5 mi); Northfield (8 mi); Randolph (8 mi); Dundas (9 mi); Kenyon (10 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: New Trier (14 mi); Miesville (17 mi); Coates (21 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 16 of them.
- Larger places within 100 miles: 464.
Before you apply in Dennison
Complete these steps first when you borrow in Dennison (219 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Minnesota; what changes is your credit file, not the fact that Dennison holds 219 people.
Minnesota rules behind a Dennison personal loan
Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Dennison lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
The anatomy of a Dennison personal loan
Dennison is a small community of about 219 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Dennison's 219 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dennison decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Dennison
Inside Dennison's boundaries lie about 1.3 square miles of land, with no significant water area recorded. That land carries about 175 people per square mile. The largest place in Minnesota, Minneapolis, lies about 40 miles away. Dennison has 166 larger places within a 50-mile radius. Within the same 50 miles lie 16 smaller Census places.
Dennison's place among Minnesota's 853 places
Set beside Minnesota's 853 places, Dennison ranks 633rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Dennison stands 528th among Minnesota's 853 places — roughly the 38th percentile. By density, at about 175 people per square mile, it ranks 696th in Minnesota. The population moved by about 3 people between 2020 and 2023, a 1.4% shift.
Common questions
What are my options in Dennison if my credit is poor?
What loan size can I expect in Dennison?
Do I have to pledge anything to borrow in Dennison?
Does comparing loans in Dennison cost me credit score points?
Nearby places
- Nerstrand, MN — population 274
- Randolph, MN — population 456
- Kenyon, MN — population 1,878
- Northfield, MN — population 21,020
- Dundas, MN — population 1,758
- Cannon Falls, MN — population 4,202
- Hampton, MN — population 718
- New Trier, MN — population 81