Personal loans in Dennison, MN

In Dennison, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate. The Census estimates 219 residents in Dennison, which ranks it 633rd of 853 places in Minnesota.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Begin with the payment, then weigh APR and total interest across the lenders that reach Dennison's 219 residents. Dennison shed about 1.4% of its population between the 2020 base and the 2023 estimate. Lenders active in Dennison report to a Minnesota supervisor, identified in the sourced rows below. For a bigger market, look to Nerstrand, MN about 5 miles away.

What the Census records for Dennison

What follows is Dennison's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

Before you apply in Dennison

Complete these steps first when you borrow in Dennison (219 residents):

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Test your amount and term in the personal loan calculator first.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Look the lender up in the Minnesota regulator's licence records before you sign.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Be clear on what the loan is for and how it gets repaid.
  7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Minnesota; what changes is your credit file, not the fact that Dennison holds 219 people.

Minnesota rules behind a Dennison personal loan

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Dennison lender must follow.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingRegulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01)
Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

The anatomy of a Dennison personal loan

Dennison is a small community of about 219 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Dennison's 219 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dennison decides the split between a comfortable payment and the total interest you pay.

Land, water and location for Dennison

Inside Dennison's boundaries lie about 1.3 square miles of land, with no significant water area recorded. That land carries about 175 people per square mile. The largest place in Minnesota, Minneapolis, lies about 40 miles away. Dennison has 166 larger places within a 50-mile radius. Within the same 50 miles lie 16 smaller Census places.

Dennison's place among Minnesota's 853 places

Set beside Minnesota's 853 places, Dennison ranks 633rd by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Dennison stands 528th among Minnesota's 853 places — roughly the 38th percentile. By density, at about 175 people per square mile, it ranks 696th in Minnesota. The population moved by about 3 people between 2020 and 2023, a 1.4% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dennison if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dennison is the same as anywhere in Minnesota.
What loan size can I expect in Dennison?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dennison?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dennison cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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