Personal loans in Dubois, ID
If you are weighing a personal loan in Dubois, start from the payment you can carry; its 522 residents face the same statewide rules. From the 2020 Census base to the 2023 estimate, the population rose by about 1.6%.
About 522 people live in Dubois, placing it 127th of 197 Census places in Idaho. Verify the lender's Idaho licence against the regulator named below before borrowing in Dubois. Lenders active in Dubois report to a Idaho supervisor, identified in the sourced rows below. A larger market lies at St. Anthony, ID about 30 miles away.
Dubois by the numbers
Set out below is Dubois's local context next to the state-level rules that reach every lender here.
- Population: about 522, ranked 127th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.6% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 8 residents.
- Size percentile: with 522 residents, Dubois is larger than about 36% of Idaho's Census places.
- Population density: 191 people per square mile on 2.7 square miles of land.
- Land area: Dubois covers 2.7 square miles, the 48th-largest area among Idaho's 197 places.
- State share: roughly 0.0% of Idaho's residents live in Dubois (522 people).
- National standing: Dubois ranks 12,985th of 19,457 US places.
- Growth in Idaho: Dubois stands 170th by percentage change from 2020 to 2023, among 197 places.
- Against the state trend: Dubois's 1.6% change compares with a Idaho average of +7.1% across its 197 places.
- Density rank: Dubois is the 181st most densely settled place in Idaho.
- Density in context: Dubois's 191 people per square mile sit against a Idaho median of 1,026.
- Location: latitude 44.1712, longitude -112.2283 (Census Gazetteer).
- Nearest larger cities: St. Anthony (30 mi); Sugar City (31 mi); Roberts (32 mi); Rexburg (32 mi); Menan (33 mi). Lenders licensed in the state serve Dubois whether or not they keep a local branch.
- Smaller communities close by: Spencer (14 mi); Mud Lake (26 mi); Parker (28 mi), each with its own Census population profile.
- Smaller places within 50 miles: 7 of them.
- Within 100 miles: 29 places are larger than Dubois.
Land, water and location for Dubois
Dubois covers about 2.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 191 people per square mile. The state's population centre of gravity, Boise City, is roughly 203 miles away. Counting outward 50 miles, 13 larger communities surround Dubois. The 100-mile radius contains 29 larger places.
Which Idaho laws govern a loan in Dubois
These are Idaho's sourced lending facts as they reach Dubois's 522 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Idaho Credit Code finance-charge rule | No statutory maximum finance-charge rate — rate as agreed by the parties (Idaho Credit Code) Source says: "the rate of finance charge shall be that which is agreed upon between the parties to the transaction". | Idaho State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
Dubois in state context
Against Idaho's other places, Dubois accounts for about 0.0% of the state's population and ranks 127th of 197 by size. For population change between 2020 and 2023, Dubois ranks 170th of 197 in Idaho (about the 14th percentile). At about 191 people per square mile, Dubois is the 181st most densely settled place in Idaho. Within 50 miles sit 7 smaller Census places, alongside the 13 that are larger.
How lenders reach Dubois
With about 191 residents per square mile, Dubois is lightly settled, and 13 larger Census places sit within 50 miles. Distance to a branch rarely matters for Dubois's 522 residents: the application is online and the price follows your credit file. The nearest larger city, St. Anthony, ID about 30 miles away.
What a Dubois borrower is actually offered
With roughly 522 residents, Dubois is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Dubois's 522 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Dubois loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Spencer, ID — population 29
- Mud Lake, ID — population 352
- Roberts, ID — population 578
- Menan, ID — population 734
- Parker, ID — population 298
- Lewisville, ID — population 442
- Rexburg, ID — population 39,975
- Sugar City, ID — population 2,115