Personal loans in Duarte, CA
A lender serving Duarte holds a California licence and answers to a California regulator; no city office is involved for its 23,131 residents.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Duarte loan. About 23,131 people live in Duarte, placing it 281st of 482 Census places in California. A lender that serves Duarte operates under California lending statutes and a California supervisor. Duarte added about 6.5% to its population between the 2020 base and the 2023 estimate. The nearest larger metro is Monrovia, CA about 2 miles away.
Duarte by the numbers
Read the local figures below as context; read the sourced California table as the rulebook a lender here must follow.
- Population: about 23,131, ranked 281st of 482 places in California (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 6.5% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,408 residents.
- Size percentile: roughly 42% of California's places have fewer residents than Duarte's 23,131.
- Land and density: 6.7 square miles of land carry roughly 3,448 residents per square mile.
- Land area rank: Duarte's 6.7 square miles rank 277th of 482 places in California.
- Share of California: Duarte holds about 0.1% of the state's population, some 23,131 people.
- National rank: Duarte is 1,681st of 19,457 places nationwide.
- Growth rank: Duarte ranks 20th among California's 482 places for the 2020-to-2023 change.
- Versus California: the state average change is -1.3%, while Duarte moved 6.5%.
- Density rank: Duarte places 242nd among California's places by people per square mile.
- Density in context: Duarte's 3,448 people per square mile sit against a California median of 3,455.
- Location: latitude 34.1610, longitude -117.9504 (Census Gazetteer).
- Nearest larger cities: Monrovia (2 mi); Azusa (3 mi); Arcadia (5 mi); Baldwin Park (6 mi); Glendora (6 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Bradbury (1 mi); Irwindale (3 mi); Sierra Madre (6 mi), each with its own Census population profile.
- Within a 50-mile radius: 32 smaller Census places.
- At 100 miles: 142 larger Census places fall inside that radius.
Where Duarte sits in California
Against California's other places, Duarte accounts for about 0.1% of the state's population and ranks 281st of 482 by size. Its 2020-to-2023 change ranks 20th of 482 California places, putting it near the 96th percentile for growth. By density, at about 3,448 people per square mile, it ranks 242nd in California. Between 2020 and 2023 the count changed by roughly 1,408 residents.
Which California laws govern a loan in Duarte
Below are the California rules that apply to a loan made in Duarte, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
What is available to Duarte borrowers
At roughly 3,448 people per square mile, Duarte is fairly dense; 114 larger places lie within 50 miles. A California licence lets a lender serve Duarte without a local office, so branch density does not change what its 23,131 residents are offered. The nearest larger city, Monrovia, CA about 2 miles away.
The geography behind Duarte
Duarte's land area is roughly 6.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 3,448 people per square mile. The largest place in California, Los Angeles, lies about 28 miles away. Duarte has 114 larger places within a 50-mile radius. By land area it ranks 277th of 482 California places.
The Duarte borrowing checklist
Before you hand your details to a lender in Duarte, where the population is near 23,131:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the California regulator's licence records before you sign.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across California; what changes is your credit file, not the fact that Duarte holds 23,131 people.
Common questions
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Nearby places
- Bradbury, CA — population 892
- Monrovia, CA — population 36,768
- Azusa, CA — population 48,272
- Irwindale, CA — population 1,426
- Baldwin Park, CA — population 68,806
- Arcadia, CA — population 54,157
- Covina, CA — population 48,728
- Sierra Madre, CA — population 10,713