Personal loans in Bradbury, CA
The 2020 count to the 2023 estimate shows about 3.6% decline in Bradbury. The Census counts 892 people in Bradbury, the 469th-largest figure among California's 482 places. If you are weighing a personal loan in Bradbury, start from the payment you can carry; its 892 residents face the same statewide rules. Use the calculator on this page to price an amount and term before you commit in Bradbury. Consumer lending that reaches Bradbury's 892 residents is governed by California statute; no city ordinance changes it. The next larger city is Monrovia, CA about 1 miles away.
The Bradbury data picture
The figures below are Bradbury's own — Census population, land area and coordinates — followed by the California rules.
- Population: 892 — Bradbury ranks 469th of 482 communities in California (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 3.6% across the 2020-to-2023 comparison.
- People gained or lost: about 33 fewer since the 2020 base.
- Size percentile: about 3% of California communities are smaller than Bradbury (892 residents).
- Population density: 454 people per square mile on 2.0 square miles of land.
- Land area: Bradbury covers 2.0 square miles, the 427th-largest area among California's 482 places.
- Share of state population: Bradbury's 892 residents are about 0.0% of California.
- National rank: Bradbury is the 10,726th most populous of the 19,457 Census places covered here.
- Growth in California: Bradbury stands 347th by percentage change from 2020 to 2023, among 482 places.
- Versus California: the state average change is -1.3%, while Bradbury moved 3.6%.
- Density rank: Bradbury places 470th among California's places by people per square mile.
- Density vs California: Bradbury's 454 people per square mile compare with a state median of 3,455.
- Location: 34.1532 / -117.9688, per the US Census Bureau Gazetteer.
- Nearest larger cities: Monrovia (1 mi); Duarte (1 mi); Irwindale (3 mi); Azusa (3 mi); Arcadia (4 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Industry (9 mi); Vernon (17 mi).
- Smaller neighbours: 2 places smaller than Bradbury sit within 50 miles.
- Larger places within 100 miles: 188.
The Bradbury borrowing checklist
For Bradbury's roughly 892 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the California regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
In Bradbury as elsewhere in California, the written terms — not the advertisement — are what count for its 892 residents.
Inside a Bradbury personal loan
In Bradbury, a small community of about 892, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Bradbury's 892 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Bradbury loan is knowable in advance — unlike a revolving card balance.
What California law requires in Bradbury
For the roughly 892 residents of Bradbury, the rules below are California's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum default; written contracts may set up to 10% per annum for consumer-purpose loans Source says: "shall be 7 percent per annum"; "for use primarily for personal, family, or household purposes, at a rate not exceeding 10 percent per annum". | California Legislature — California Constitution, Article XV, § 1 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
Lender access in Bradbury
Bradbury is a lightly settled community of about 892 people, with 143 larger places inside a 50-mile radius. Distance to a branch rarely matters for Bradbury's 892 residents: the application is online and the price follows your credit file. The nearest bigger place is Monrovia, CA about 1 miles away.
The geography behind Bradbury
Bradbury covers about 2.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 454 people per square mile. The largest place in California, Los Angeles, lies about 27 miles away. A 50-mile radius around Bradbury takes in 143 places that are larger. Within the same 50 miles lie 2 smaller Census places.
Common questions
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Nearby places
- Monrovia, CA — population 36,768
- Duarte, CA — population 23,131
- Irwindale, CA — population 1,426
- Azusa, CA — population 48,272
- Baldwin Park, CA — population 68,806
- Arcadia, CA — population 54,157
- Sierra Madre, CA — population 10,713
- El Monte, CA — population 103,794