Personal loans in Driscoll, TX
Every figure below is Texas's own, applied to Driscoll's 661 residents, with the publisher and retrieval date attached.
A personal loan in Driscoll is priced from your credit file and income, not from the fact that the city holds 661 people. The Census counts 661 people in Driscoll, the 919th-largest figure among Texas's 1,224 places. A 2020-to-2023 comparison shows Driscoll down by about 2.4%. Pull your credit reports and line up at least three offers before you apply from Driscoll. The next larger city is Bishop, TX about 7 miles away.
Borrowing in Driscoll: the local picture
Two layers matter for a Driscoll borrower: the local population picture and Texas's consumer-lending statutes.
- Population: about 661 people live here, which puts Driscoll 919th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A drop of about 2.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 16 residents.
- Size percentile: Driscoll sits ahead of around 25% of Texas places, at 661 people.
- Land and density: 1.2 square miles of land carry roughly 568 residents per square mile.
- Land area rank: Driscoll's 1.2 square miles rank 953rd of 1,224 places in Texas.
- Share of state population: Driscoll's 661 residents are about 0.0% of Texas.
- National rank: Driscoll is 12,036th of 19,457 places nationwide.
- Growth rank: Driscoll's 2020-to-2023 change ranks 1,066th of 1,224 places in Texas.
- Against the state trend: Driscoll's 2.4% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Driscoll is the 839th most densely settled place in Texas.
- Against the state median: Driscoll runs about 568 residents per square mile, where the Texas median is 840.
- Location: 27.6730 / -97.7510, per the US Census Bureau Gazetteer.
- Nearest larger cities: Bishop (7 mi); Robstown (10 mi); Agua Dulce (12 mi); Kingsville (13 mi); Alice (20 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities within reach: Petronila (7 mi); San Patricio (22 mi); Lake City (29 mi).
- Smaller places within 50 miles: 6 of them.
- Within 100 miles: 47 places are larger than Driscoll.
A pre-application checklist for Driscoll
A sensible order of operations for a loan in Driscoll, home to about 661 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Driscoll and the rest of Texas is not the process but the borrower's own file, among the 661 people here.
Driscoll against the rest of Texas
Within Texas, Driscoll holds roughly 0.0% of all residents, the 919th-largest share among 1,224 places. For population change between 2020 and 2023, Driscoll ranks 1,066th of 1,224 in Texas (about the 13th percentile). By density, at about 568 people per square mile, it ranks 839th in Texas. Between 2020 and 2023 the count changed by roughly 16 residents.
The Texas lending rules that reach Driscoll
When Texas does not publish a figure, the row links to the source instead of inventing a number; Driscoll is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What a Driscoll borrower is actually offered
A Driscoll personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 661 residents. Two numbers drive a Driscoll loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Driscoll loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Driscoll
With about 568 residents per square mile, Driscoll is moderately settled, and 21 larger Census places sit within 50 miles. Distance to a branch rarely matters for Driscoll's 661 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Bishop, TX about 7 miles away.
Common questions
What are my options in Driscoll if my credit is poor?
What loan size can I expect in Driscoll?
Do I have to pledge anything to borrow in Driscoll?
Does comparing loans in Driscoll cost me credit score points?
Nearby places
- Bishop, TX — population 3,082
- Petronila, TX — population 86
- Robstown, TX — population 10,335
- Agua Dulce, TX — population 675
- Kingsville, TX — population 24,586
- San Patricio, TX — population 432
- Odem, TX — population 2,302
- Alice, TX — population 17,579