Personal loans in Driscoll, TX

Every figure below is Texas's own, applied to Driscoll's 661 residents, with the publisher and retrieval date attached.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Driscoll is priced from your credit file and income, not from the fact that the city holds 661 people. The Census counts 661 people in Driscoll, the 919th-largest figure among Texas's 1,224 places. A 2020-to-2023 comparison shows Driscoll down by about 2.4%. Pull your credit reports and line up at least three offers before you apply from Driscoll. The next larger city is Bishop, TX about 7 miles away.

Borrowing in Driscoll: the local picture

Two layers matter for a Driscoll borrower: the local population picture and Texas's consumer-lending statutes.

A pre-application checklist for Driscoll

A sensible order of operations for a loan in Driscoll, home to about 661 people:

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Model the payment on the calculator before a lender models it for you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Check the Texas regulator's records to confirm the lender is licensed here.
  5. Write down the purpose of the loan and your repayment plan before you apply.
  6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Driscoll and the rest of Texas is not the process but the borrower's own file, among the 661 people here.

Driscoll against the rest of Texas

Within Texas, Driscoll holds roughly 0.0% of all residents, the 919th-largest share among 1,224 places. For population change between 2020 and 2023, Driscoll ranks 1,066th of 1,224 in Texas (about the 13th percentile). By density, at about 568 people per square mile, it ranks 839th in Texas. Between 2020 and 2023 the count changed by roughly 16 residents.

The Texas lending rules that reach Driscoll

When Texas does not publish a figure, the row links to the source instead of inventing a number; Driscoll is bound by the same rules.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

What a Driscoll borrower is actually offered

A Driscoll personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 661 residents. Two numbers drive a Driscoll loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Driscoll loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Driscoll

With about 568 residents per square mile, Driscoll is moderately settled, and 21 larger Census places sit within 50 miles. Distance to a branch rarely matters for Driscoll's 661 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Bishop, TX about 7 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Driscoll if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Driscoll is the same as anywhere in Texas.
What loan size can I expect in Driscoll?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Driscoll?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Driscoll cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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