Personal loans in Alice, TX

With roughly 17,579 residents, Alice is a small town, and the lending rules its borrowers live under are written in Texas, not by the city. Consumer lending that reaches Alice's 17,579 residents is governed by Texas statute; no city ordinance changes it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Alice's 17,579 residents are no exception. Borrowers who want a bigger city can look to Kingsville, TX about 21 miles away.

Alice: the sourced local profile

What follows is Alice's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: an estimated 17,579 residents, 166th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.7% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 299 residents.
• Size percentile: roughly 86% of Texas places rank below Alice.
• Population density: about 1,466 people per square mile across 12.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Alice covers 12.0 square miles, the 183rd-largest area among Texas's 1,224 places.
• Water area rank: Alice ranks 94th among Texas's 1,224 places, with 0.59 sq mi.
• Share of Texas: Alice holds about 0.1% of the state's population, some 17,579 people.
• National rank: Alice sits 2,101st by population among the 19,457 places in this dataset.
• Growth in Texas: Alice stands 1,024th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Alice moved 1.7%.
• Density rank: Alice places 294th among Texas's places by people per square mile.
• Density vs Texas: Alice's 1,466 people per square mile compare with a state median of 840.
• Location: the Census Gazetteer records it at 27.7556, -98.0658.
• Nearest larger cities: Kingsville (21 mi); Portland (46 mi); Corpus Christi (55 mi); Laredo (88 mi); Victoria (99 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Agua Dulce (10 mi); San Diego (11 mi); Orange Grove (16 mi) — useful context for the surrounding area.
• Smaller neighbours: 22 places smaller than Alice sit within 50 miles.
• At 100 miles: 6 larger Census places fall inside that radius.

How a Alice personal loan is priced

A Alice personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 17,579 residents. Because pricing is borrower-level, two people in Alice can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Alice loan is knowable in advance — unlike a revolving card balance.

What is available to Alice borrowers

Alice is a moderately settled community of about 17,579 people, with 2 larger places inside a 50-mile radius. A Texas licence lets a lender serve Alice without a local office, so branch density does not change what its 17,579 residents are offered. For a larger market, the closest option is Kingsville, TX about 21 miles away.

What Texas law requires in Alice

The rows below set out what a licensed lender must follow in Texas, and so for Alice's roughly 17,579 residents.

Alice in state context

Set beside Texas's 1,224 places, Alice ranks 166th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 1,024th of 1,224 Texas places, putting it near the 16th percentile for growth. By density, at about 1,466 people per square mile, it ranks 294th in Texas. By land area, its 12.0 square miles rank 183rd of 1,224 places in Texas.

The geography behind Alice

Inside Alice's boundaries lie roughly 12.0 square miles of land and 0.59 square miles of water. That land carries about 1,466 people per square mile. For the state's biggest city, Houston, the distance is roughly 214 miles. Within 50 miles of Alice there are 2 larger Census places. Within the same 50 miles lie 22 smaller Census places.