Personal loans in Delaware, OK

Delaware is a small community of about 267 residents, and a personal loan taken out here is governed by Oklahoma statute. Census figures put the 2020-to-2023 increase in Delaware at about 1.1%. Begin with the payment, then weigh APR and total interest across the lenders that reach Delaware's 267 residents. The next larger city is Lenapah, OK about 5 miles away.

Borrowing in Delaware: the local picture

Only a few things actually differ by place — population, area, location, and the Oklahoma rules a lender must follow — and they are below.

• Population: 267 residents; Delaware is the 403rd-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: About 1.1% above the 2020 Census base.
• People gained or lost: about 3 more since the 2020 base.
• Size percentile: with 267 residents, Delaware is larger than about 32% of Oklahoma's Census places.
• Density: the Census land area of 0.4 sq mi holds about 678 people per square mile.
• Land area rank: Delaware's 0.4 square miles rank 464th of 590 places in Oklahoma.
• Within Oklahoma: about 0.0% of the state's population lives in Delaware.
• National standing: Delaware ranks 15,523rd of 19,457 US places.
• Growth in Oklahoma: Delaware stands 250th by percentage change from 2020 to 2023, among 590 places.
• Against the state trend: Delaware's 1.1% change compares with a Oklahoma average of +1.3% across its 590 places.
• Density in Oklahoma: Delaware ranks 236th by people per square mile.
• Density vs Oklahoma: Delaware's 678 people per square mile compare with a state median of 546.
• Location: 36.7790, -95.6425 (US Census Bureau Gazetteer).
• Nearest larger cities: Lenapah (5 mi); Nowata (6 mi); South Coffeyville (15 mi); Dewey (16 mi); Bartlesville (17 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Wann (13 mi); New Alluwe (14 mi); Talala (18 mi).
• Smaller places within 50 miles: 21 of them.
• Larger places within 100 miles: 250.

Delaware in state context

Delaware is the 403rd-largest of 590 Census places in Oklahoma and contains about 0.0% of the state's people. For population change between 2020 and 2023, Delaware ranks 250th of 590 in Oklahoma (about the 58th percentile). By density, at about 678 people per square mile, it ranks 236th in Oklahoma. By land area, its 0.4 square miles rank 464th of 590 places in Oklahoma.

A practical checklist for Delaware borrowers

For Delaware's roughly 267 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Oklahoma regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Delaware-specific: the same Oklahoma licensing and disclosure rules reach all 267 residents.

What Oklahoma law requires in Delaware

Read the table as a lender's compliance picture for Delaware: the rule, the sourced figure, the publisher and the date.

What is available to Delaware borrowers

Delaware is moderately settled, with about 678 people per square mile and 60 larger places within 50 miles. Lenders licensed in Oklahoma reach Delaware's 267 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lenapah, OK about 5 miles away.

Land, water and location for Delaware

The Census Gazetteer records about 0.4 square miles of land within Delaware, with no significant water area listed. The resulting density is about 678 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 138 miles away. A 50-mile radius around Delaware takes in 60 places that are larger. The 100-mile radius contains 250 larger places.