Personal loans in Coffeyville, KS

Roughly 8,570 residents live in Coffeyville, the 42nd-largest community in Kansas. With roughly 8,570 residents, Coffeyville is a small town, and the lending rules its borrowers live under are written in Kansas, not by the city.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 2.9% decline in Coffeyville. If debt is already a strain, a nonprofit credit counsellor can help Coffeyville residents before they take on more. Lenders active in Coffeyville report to a Kansas supervisor, identified in the sourced rows below. The next larger city is Bartlesville, OK about 26 miles away.

Coffeyville: the sourced local profile

Coffeyville is a small town; the notes below cover its population profile and the statewide rules that apply.

Coffeyville against the rest of Kansas

Against Kansas's other places, Coffeyville accounts for about 0.4% of the state's population and ranks 42nd of 625 by size. On the 2020-to-2023 trend, Coffeyville stands 517th among Kansas's 625 places — roughly the 17th percentile. By density, at about 905 people per square mile, it ranks 256th in Kansas. Within 50 miles sit 76 smaller Census places, alongside the 5 that are larger.

Getting a loan in Coffeyville

With about 905 residents per square mile, Coffeyville is moderately settled, and 5 larger Census places sit within 50 miles. Lenders licensed in Kansas reach Coffeyville's 8,570 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bartlesville, OK about 26 miles away.

Land, water and location for Coffeyville

The Census Gazetteer records about 9.5 square miles of land within Coffeyville, with no significant water area listed. With 8,570 residents, the land area yields roughly 905 people per square mile. Wichita, the largest place in Kansas, is about 104 miles from Coffeyville. Coffeyville has 5 larger places within a 50-mile radius. Within the same 50 miles lie 76 smaller Census places.

What Kansas law requires in Coffeyville

Below are the Kansas rules that apply to a loan made in Coffeyville, each with the regulator that issued it.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".
Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".
Kansas Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".
Kansas Office of the Revisor of Statutes
as of 2026-09-16

What shapes a Coffeyville personal loan

In Coffeyville, a small town of about 8,570, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Coffeyville can be quoted different APRs on the same amount and term. The term you choose in Coffeyville decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Coffeyville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Coffeyville is the same as anywhere in Kansas.
What loan size can I expect in Coffeyville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Coffeyville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Coffeyville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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