Personal loans in Del Rio, TX
Two households in Del Rio with comparable incomes can still be offered different rates; the city's 34,574 residents are not the reason. At about 34,574 residents, Del Rio is larger than roughly 91% of the places in Texas. Del Rio shed about 0.3% of its population between the 2020 base and the 2023 estimate. Rate ceilings, licensing requirements and product limits for Del Rio are all set at the Texas level. Read the disclosure for an origination fee and any prepayment penalty before signing in Del Rio. There is no bigger city within 120 miles of Del Rio.
Where Del Rio stands
Del Rio is a smaller city; the notes below cover its population profile and the statewide rules that apply.
- Population: about 34,574 people live here, which puts Del Rio 105th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Lower by roughly 0.3% since the 2020 count.
- Absolute change: 119 residents lost between 2020 and 2023.
- Size percentile: about 91% of Texas's Census places are smaller than Del Rio.
- Density: roughly 1,690 residents per square mile, spread over 20.5 sq mi of land.
- By land area: Del Rio ranks 111th among Texas's 1,224 places, at 20.5 sq mi.
- Water area rank: Del Rio ranks 258th among Texas's 1,224 places, with 0.07 sq mi.
- Within Texas: about 0.2% of the state's population lives in Del Rio.
- National rank: Del Rio sits 1,156th by population among the 19,457 places in this dataset.
- Growth rank: Del Rio's 2020-to-2023 change ranks 901st of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while Del Rio moved 0.3%.
- Density rank: Del Rio is the 235th most densely settled place in Texas.
- Density vs Texas: Del Rio's 1,690 people per square mile compare with a state median of 840.
- Location: latitude 29.3730, longitude -100.8819 (Census Gazetteer).
- Smaller places close by: Brackettville (29 mi); Spofford (32 mi); Eagle Pass (52 mi).
- Smaller neighbours: 2 places smaller than Del Rio sit within 50 miles.
- Larger places within 100 miles: 0.
How personal loans work in Del Rio
In Del Rio, a smaller city of about 34,574, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Del Rio can be quoted different APRs on the same amount and term. Shortening the term on a Del Rio loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Before you apply in Del Rio
Complete these steps first when you borrow in Del Rio (34,574 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Texas licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Texas; what changes is your credit file, not the fact that Del Rio holds 34,574 people.
Texas rules behind a Del Rio personal loan
Read the table as a lender's compliance picture for Del Rio: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Where Del Rio sits
Inside Del Rio's boundaries lie roughly 20.5 square miles of land and 0.07 square miles of water. Spread across it are roughly 1,690 residents per square mile. Houston, the largest place in Texas, is about 331 miles from Del Rio. A 50-mile radius around Del Rio takes in 0 places that are larger. Within the same 50 miles lie 2 smaller Census places.
What is available to Del Rio borrowers
With about 1,690 residents per square mile, Del Rio is moderately settled, and 0 larger Census places sit within 50 miles. A Texas licence lets a lender serve Del Rio without a local office, so branch density does not change what its 34,574 residents are offered.
Common questions
What are my options in Del Rio if my credit is poor?
What loan size can I expect in Del Rio?
Do I have to pledge anything to borrow in Del Rio?
Does comparing loans in Del Rio cost me credit score points?
Nearby places
- Brackettville, TX — population 1,334
- Spofford, TX — population 45
- Eagle Pass, TX — population 28,282
- Camp Wood, TX — population 511
- Rocksprings, TX — population 848
- Uvalde, TX — population 15,436
- Leakey, TX — population 331
- Sonora, TX — population 2,391