Personal loans in Decatur, GA

Borrowing in Decatur: the local picture

Decatur is a smaller city; the notes below cover its population profile and the statewide rules that apply.

• Population: about 24,307, ranked 44th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.5%.
• Change in people: the 2020-to-2023 comparison is a loss of about 635 residents.
• Size percentile: Decatur's 24,307 people outrank roughly 92% of the places in Georgia.
• Density: roughly 5,277 residents per square mile, spread over 4.6 sq mi of land.
• Land area rank: Decatur's 4.6 square miles rank 194th of 536 places in Georgia.
• Share of state population: Decatur's 24,307 residents are about 0.5% of Georgia.
• National rank: Decatur sits 1,609th by population among the 19,457 places in this dataset.
• Growth in Georgia: Decatur stands 469th by percentage change from 2020 to 2023, among 536 places.
• State comparison: Georgia's places average +3.4% for 2020-to-2023, against Decatur's 2.5%.
• Density rank: Decatur is the 3rd most densely settled place in Georgia.
• Density in context: Decatur's 5,277 people per square mile sit against a Georgia median of 536.
• Location: it lies at 33.7711, -84.2958 in the Census Gazetteer.
• Nearest larger cities: Brookhaven (7 mi); Atlanta (7 mi); Tucker (7 mi); Chamblee (8 mi); Stonecrest (11 mi). Larger metros often have more branches, but online lenders reach Decatur on the same terms.
• Nearest smaller towns: Avondale Estates (2 mi); Clarkston (4 mi); Pine Lake (5 mi).
• Within a 50-mile radius: 110 smaller Census places.
• Larger places within 100 miles: 38.

How Decatur compares across Georgia

Within Georgia, Decatur holds roughly 0.5% of all residents, the 44th-largest share among 536 places. For population change between 2020 and 2023, Decatur ranks 469th of 536 in Georgia (about the 12th percentile). By density, at about 5,277 people per square mile, it ranks 3rd in Georgia. Between 2020 and 2023 the count changed by roughly 635 residents.

Land, water and location for Decatur

Inside Decatur's boundaries lie about 4.6 square miles of land, with no significant water area recorded. That land carries about 5,277 people per square mile. The largest place in Georgia, Atlanta, lies about 7 miles away. Decatur has 31 larger places within a 50-mile radius. By land area it ranks 194th of 536 Georgia places.

What Georgia law requires in Decatur

This table holds the Georgia rate and licensing rules for consumer loans made to Decatur's 24,307 residents.

Lender access in Decatur

Decatur is a densely built community of about 24,307 people, with 31 larger places inside a 50-mile radius. A Georgia licence lets a lender serve Decatur without a local office, so branch density does not change what its 24,307 residents are offered. The nearest larger city, Brookhaven, GA about 7 miles away.

What a Decatur borrower is actually offered

A Decatur personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 24,307 residents. Two numbers drive a Decatur loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Decatur loan raises the monthly payment but cuts the interest; lengthening it does the reverse.