Personal loans in Clarkston, GA
Clarkston is a small town in Georgia, with an estimated 14,396 residents, and every licensed lender here follows the same state rulebook. Roughly 14,396 residents live in Clarkston, the 82nd-largest community in Georgia.
Population in Clarkston dropped about 2.4% over the three years from 2020 to 2023. Pull your credit reports and line up at least three offers before you apply from Clarkston. The closest larger city is Tucker, GA about 3 miles away. Every figure below is Georgia's own, applied to Clarkston's 14,396 residents, with the publisher and retrieval date attached.
What the Census records for Clarkston
Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.
- Population: about 14,396, ranked 82nd of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 2.4% between 2020 and 2023.
- People gained or lost: about 360 fewer since the 2020 base.
- Size percentile: about 85% of Georgia communities are smaller than Clarkston (14,396 residents).
- Density: roughly 7,803 residents per square mile, spread over 1.8 sq mi of land.
- Land area: Clarkston covers 1.8 square miles, the 362nd-largest area among Georgia's 536 places.
- Water area rank: Clarkston ranks 320th among Georgia's 536 places, with 0.01 sq mi.
- Share of Georgia: Clarkston holds about 0.3% of the state's population, some 14,396 people.
- National standing: Clarkston ranks 2,438th of 19,457 US places.
- Growth in Georgia: Clarkston stands 466th by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Clarkston moved 2.4%.
- Density rank: Clarkston places 1st among Georgia's places by people per square mile.
- Density in context: Clarkston's 7,803 people per square mile sit against a Georgia median of 536.
- Location: it lies at 33.8135, -84.2418 in the Census Gazetteer.
- Nearest larger cities: Tucker (3 mi); Decatur (4 mi); Chamblee (6 mi); Brookhaven (6 mi); Lilburn (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Pine Lake (3 mi); Avondale Estates (3 mi); Stone Mountain (4 mi).
- Within a 50-mile radius: 83 smaller Census places.
- Within 100 miles: 68 places are larger than Clarkston.
Lender access in Clarkston
At roughly 7,803 people per square mile, Clarkston is densely built; 53 larger places lie within 50 miles. Distance to a branch rarely matters for Clarkston's 14,396 residents: the application is online and the price follows your credit file. The nearest larger city, Tucker, GA about 3 miles away.
The Clarkston borrowing checklist
A sensible order of operations for a loan in Clarkston, home to about 14,396 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Georgia regulator's records to confirm the lender is licensed here.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Clarkston-specific: the same Georgia licensing and disclosure rules reach all 14,396 residents.
How personal loans work in Clarkston
A Clarkston personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 14,396 residents. A lender serving Clarkston's 14,396 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Clarkston decides the split between a comfortable payment and the total interest you pay.
Where Clarkston sits in Georgia
Clarkston is the 82nd-largest of 536 Census places in Georgia and contains about 0.3% of the state's people. For population change between 2020 and 2023, Clarkston ranks 466th of 536 in Georgia (about the 13th percentile). At about 7,803 people per square mile, Clarkston is the 1st most densely settled place in Georgia. The population moved by about 360 people between 2020 and 2023, a 2.4% shift.
What Georgia law requires in Clarkston
When Georgia does not publish a figure, the row links to the source instead of inventing a number; Clarkston is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
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Nearby places
- Pine Lake, GA — population 749
- Avondale Estates, GA — population 3,524
- Tucker, GA — population 36,975
- Decatur, GA — population 24,307
- Stone Mountain, GA — population 6,553
- Chamblee, GA — population 31,841
- Doraville, GA — population 10,780
- Brookhaven, GA — population 57,945