Personal loans in Darrington, WA
If you are weighing a personal loan in Darrington, start from the payment you can carry; its 1,466 residents face the same statewide rules.
To lend to Darrington's 1,466 residents, a company must hold a Washington licence, and each sourced row below names the regulator behind it. By population, Darrington sits at 186th in Washington, with an estimated 1,466 residents. Work out your debt-to-income ratio first; lenders weigh it heavily, and Darrington's 1,466 residents are no exception. Darrington shed about 0.1% of its population between the 2020 base and the 2023 estimate. A larger market lies at Granite Falls, WA about 20 miles away.
Darrington: population, trend and location
The figures below are Darrington's own — Census population, land area and coordinates — followed by the Washington rules.
- Population: 1,466 residents; Darrington is the 186th-largest of 281 places in Washington (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.1% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 34% of Washington places rank below Darrington.
- Population density: about 762 people per square mile across 1.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Darrington ranks 153rd among Washington's 281 places, at 1.9 sq mi.
- Water area: Darrington has 0.03 square miles of water, ranking 143rd of 281 places in Washington.
- Within Washington: about 0.0% of the state's population lives in Darrington.
- National rank: Darrington is 8,765th of 19,457 places nationwide.
- Growth in Washington: Darrington stands 186th by percentage change from 2020 to 2023, among 281 places.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Darrington's 0.1%.
- Density rank: Darrington is the 228th most densely settled place in Washington.
- Against the state median: Darrington runs about 762 residents per square mile, where the Washington median is 1,518.
- Location: the Census Gazetteer records it at 48.2588, -121.6078.
- Nearest larger cities: Granite Falls (20 mi); Arlington (25 mi); Marysville (28 mi); Gold Bar (28 mi); Sultan (28 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Concrete (20 mi); Hamilton (25 mi); Lyman (28 mi).
- Within a 50-mile radius: 8 smaller Census places.
- At 100 miles: 99 larger Census places fall inside that radius.
Washington consumer-lending rules applied in Darrington
When Washington does not publish a figure, the row links to the source instead of inventing a number; Darrington is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
The geography behind Darrington
Darrington's land area is about 1.9 square miles; a further 0.03 square miles is water. With 1,466 residents, the land area yields roughly 762 people per square mile. The largest place in Washington, Seattle, lies about 56 miles away. Counting outward 50 miles, 31 larger communities surround Darrington. The 100-mile radius contains 99 larger places.
Darrington against the rest of Washington
Within Washington, Darrington holds roughly 0.0% of all residents, the 186th-largest share among 281 places. Its 2020-to-2023 change ranks 186th of 281 Washington places, putting it near the 34th percentile for growth. By density, at about 762 people per square mile, it ranks 228th in Washington. In land area, Darrington ranks 153rd among Washington's 281 places.
What is available to Darrington borrowers
At roughly 762 people per square mile, Darrington is moderately settled; 31 larger places lie within 50 miles. Whether Darrington has a local branch or not, a Washington-licensed lender can serve its 1,466 people online on the same terms. The nearest larger city, Granite Falls, WA about 20 miles away.
The anatomy of a Darrington personal loan
Most loans made to Darrington's 1,466 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Darrington can be quoted different APRs on the same amount and term. The term you choose in Darrington decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Concrete, WA — population 787
- Granite Falls, WA — population 4,829
- Gold Bar, WA — population 2,411
- Sultan, WA — population 6,766
- Index, WA — population 157
- Hamilton, WA — population 295
- Lyman, WA — population 419
- Arlington, WA — population 21,206