Personal loans in Darby, MT

Use the calculator on this page to price an amount and term before you commit in Darby. Consumer lending that reaches Darby's 860 residents is governed by Montana statute; no city ordinance changes it. Population in Darby climbed about 9.7% over the three years from 2020 to 2023. Borrowers who want a bigger city can look to Hamilton, MT about 16 miles away.

Darby: population, trend and location

The figures below are Darby's own — Census population, land area and coordinates — followed by the Montana rules.

• Population: an estimated 860 residents, 63rd of 127 places in Montana (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 9.7%.
• Absolute change: 76 residents added between 2020 and 2023.
• Size percentile: Darby's 860 people outrank roughly 50% of the places in Montana.
• Density: the Census land area of 0.7 sq mi holds about 1,291 people per square mile.
• Land area: Darby covers 0.7 square miles, the 80th-largest area among Montana's 127 places.
• Water: Darby holds about 0.02 square miles, the 22nd-largest water area in Montana.
• Share of Montana: Darby holds about 0.1% of the state's population, some 860 people.
• National rank: Darby is 10,875th of 19,457 places nationwide.
• Growth rank: Darby ranks 26th among Montana's 127 places for the 2020-to-2023 change.
• State comparison: Montana's places average +3.8% for 2020-to-2023, against Darby's 9.7%.
• Density rank: Darby is the 51st most densely settled place in Montana.
• Density vs Montana: Darby's 1,291 people per square mile compare with a state median of 1,071.
• Location: the Census Gazetteer records it at 46.0245, -114.1797.
• Nearest larger cities: Hamilton (16 mi); Pinesdale (21 mi); Stevensville (34 mi); Philipsburg (47 mi); Anaconda-Deer Lodge (50 mi). Larger metros often have more branches, but online lenders reach Darby on the same terms.
• Smaller places close by: Drummond (66 mi); Alberton (69 mi); Walkerville (79 mi).
• Within a 50-mile radius: 0 smaller Census places.
• Within 100 miles: 13 places are larger than Darby.

The state rulebook for Darby

Read the table as a lender's compliance picture for Darby: the rule, the sourced figure, the publisher and the date.

How personal loans work in Darby

A Darby personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 860 residents. The APR tracks your credit score rather than Darby's rank of 63rd in Montana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Darby loan is knowable in advance — unlike a revolving card balance.

The geography behind Darby

The Census Gazetteer records 0.7 square miles of land and 0.02 square miles of water within Darby. With 860 residents, the land area yields roughly 1,291 people per square mile. The largest place in Montana, Billings, lies about 271 miles away. A 50-mile radius around Darby takes in 4 places that are larger. By land area it ranks 80th of 127 Montana places.

Where Darby sits in Montana

Against Montana's other places, Darby accounts for about 0.1% of the state's population and ranks 63rd of 127 by size. Its 2020-to-2023 change ranks 26th of 127 Montana places, putting it near the 80th percentile for growth. Its roughly 1,291 residents per square mile place it 51st among Montana's places. Within 50 miles sit 0 smaller Census places, alongside the 4 that are larger.

Borrowing reach in Darby

At roughly 1,291 people per square mile, Darby is moderately settled; 4 larger places lie within 50 miles. What is available to Darby's 860 borrowers is set by Montana licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Hamilton, MT about 16 miles away.