Personal loans in Alberton, MT
Every figure below is Montana's own, applied to Alberton's 527 residents, with the publisher and retrieval date attached. Personal loans in Alberton are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 527 population. Alberton ranks 80th of 127 places in Montana, with a population near 527. Census figures put the 2020-to-2023 increase in Alberton at about 17.4%. Judge Alberton offers on total cost, not on how quickly the money arrives. For a bigger market, look to Missoula, MT about 23 miles away.
Alberton: population, trend and location
What follows is Alberton's place in the Census record, alongside the Montana rules that govern a personal loan made here.
- Population: about 527, ranked 80th of 127 places in Montana (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 17.4% from 2020 to 2023.
- People gained or lost: about 78 more since the 2020 base.
- Size percentile: bigger than about 37% of the places in Montana, with 527 residents in Alberton.
- Density: roughly 963 residents per square mile, spread over 0.5 sq mi of land.
- By land area: Alberton ranks 90th among Montana's 127 places, at 0.5 sq mi.
- Water area rank: Alberton ranks 19th among Montana's 127 places, with 0.03 sq mi.
- Share of state population: Alberton's 527 residents are about 0.1% of Montana.
- Nationally: Alberton is the 12,947th-largest of 19,457 Census places in the dataset.
- Growth rank: Alberton's 2020-to-2023 change ranks 5th of 127 places in Montana.
- Versus Montana: the state average change is +3.8%, while Alberton moved 17.4%.
- Density rank: Alberton is the 71st most densely settled place in Montana.
- Density in context: Alberton's 963 people per square mile sit against a Montana median of 1,071.
- Location: mapped by the US Census Bureau at 47.0044, -114.4853.
- Nearest larger cities: Missoula (23 mi); Superior (24 mi); St. Ignatius (28 mi); Plains (37 mi); Stevensville (39 mi). Lenders licensed in the state serve Alberton whether or not they keep a local branch.
- Nearest smaller places: Drummond (67 mi); Pierce (72 mi); Weippe (81 mi).
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 27 larger Census places fall inside that radius.
Alberton's place among Montana's 127 places
Within Montana, Alberton holds roughly 0.1% of all residents, the 80th-largest share among 127 places. On the 2020-to-2023 trend, Alberton stands 5th among Montana's 127 places — roughly the 96th percentile. At about 963 people per square mile, Alberton is the 71st most densely settled place in Montana. By land area, its 0.5 square miles rank 90th of 127 places in Montana.
What a Alberton borrower is actually offered
In Alberton, a small community of about 527, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Alberton's 527 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Alberton loan but raises total interest, so the smallest payment is not the cheapest loan.
Alberton on the map
Alberton covers about 0.5 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 963 people per square mile. Billings, the largest place in Montana, is about 295 miles from Alberton. Counting outward 50 miles, 9 larger communities surround Alberton. Within the same 50 miles lie 0 smaller Census places.
The state rulebook for Alberton
This table holds the Montana rate and licensing rules for consumer loans made to Alberton's 527 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
A pre-application checklist for Alberton
Complete these steps first when you borrow in Alberton (527 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Montana licence with the regulator listed on this page.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
In Alberton as elsewhere in Montana, the written terms — not the advertisement — are what count for its 527 residents.
Common questions
What are my options in Alberton if my credit is poor?
What loan size can I expect in Alberton?
Do I have to pledge anything to borrow in Alberton?
Does comparing loans in Alberton cost me credit score points?
Nearby places
- Superior, MT — population 925
- Missoula, MT — population 77,757
- St. Ignatius, MT — population 820
- Plains, MT — population 1,222
- Hot Springs, MT — population 617
- Stevensville, MT — population 2,210
- Ronan, MT — population 2,172
- Pinesdale, MT — population 865