Personal loans in Daisy, AR

About 85 people live in Daisy, placing it 465th of 500 Census places in Arkansas. Daisy counts about 85 people, and what is genuinely local about borrowing here is limited — Arkansas law does the governing.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Daisy up by about 1.2%. Read the disclosure for an origination fee and any prepayment penalty before signing in Daisy. When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Daisy as from the rest of the state. A larger market lies at Murfreesboro, AR about 12 miles away.

Daisy by the numbers

What follows is Daisy's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.

Where Daisy sits in Arkansas

Among Arkansas's 500 places, Daisy sits at 465th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Daisy ranks 169th of 500 in Arkansas (about the 66th percentile). By density, at about 74 people per square mile, it ranks 476th in Arkansas. By land area, its 1.1 square miles rank 324th of 500 places in Arkansas.

Where Daisy sits

Inside Daisy's boundaries lie roughly 1.1 square miles of land and 0.31 square miles of water. With 85 residents, the land area yields roughly 74 people per square mile. The state's population centre of gravity, Little Rock, is roughly 86 miles away. Within 50 miles of Daisy there are 46 larger Census places. By land area it ranks 324th of 500 Arkansas places.

A pre-application checklist for Daisy

For Daisy's roughly 85 residents, these are the steps that most influence the offer:

  1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Look the lender up in the Arkansas regulator's licence records before you sign.
  5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  6. Read the disclosure for an origination fee and any prepayment penalty before signing.
  7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Daisy-specific: the same Arkansas licensing and disclosure rules reach all 85 residents.

How Arkansas law applies in Daisy

Below are the Arkansas rules that apply to a loan made in Daisy, each with the regulator that issued it.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16

Getting a loan in Daisy

Daisy is a sparsely settled community of about 85 people, with 46 larger places inside a 50-mile radius. What is available to Daisy's 85 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Murfreesboro, AR about 12 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Daisy if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Daisy is the same as anywhere in Arkansas.
What loan size can I expect in Daisy?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Daisy?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Daisy cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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