Personal loans in Nashville, AR
The first question in Nashville is not the rate on offer but whether the payment fits; about 4,043 people live here under Arkansas lending law.
When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Nashville as from the rest of the state. By population, Nashville sits at 80th in Arkansas, with an estimated 4,043 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Nashville's 4,043 residents. A 2020-to-2023 comparison shows Nashville down by about 2.7%. For a bigger market, look to Hope, AR about 24 miles away.
Nashville by the numbers
Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.
- Population: an estimated 4,043 residents, 80th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: About 2.7% below the 2020 Census base.
- Absolute change: 113 residents lost between 2020 and 2023.
- Size percentile: about 84% of Arkansas communities are smaller than Nashville (4,043 residents).
- Population density: about 739 people per square mile across 5.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Nashville covers 5.5 square miles, the 116th-largest area among Arkansas's 500 places.
- Water area rank: Nashville ranks 103rd among Arkansas's 500 places, with 0.04 sq mi.
- Share of Arkansas: Nashville holds about 0.2% of the state's population, some 4,043 people.
- National rank: Nashville sits 5,429th by population among the 19,457 places in this dataset.
- Growth in Arkansas: Nashville stands 361st by percentage change from 2020 to 2023, among 500 places.
- Versus Arkansas: the state average change is +0.3%, while Nashville moved 2.7%.
- Density rank: Nashville places 111th among Arkansas's places by people per square mile.
- Density in context: Nashville's 739 people per square mile sit against a Arkansas median of 386.
- Location: 33.9419, -93.8517 (Census Gazetteer coordinates).
- Nearest larger cities: Hope (24 mi); Ashdown (24 mi); De Queen (29 mi); Texarkana (36 mi); Texarkana (37 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Mineral Springs (6 mi); Tollette (9 mi); Ozan (10 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 58 of them.
- At 100 miles: 36 larger Census places fall inside that radius.
Which Arkansas laws govern a loan in Nashville
When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Nashville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
The geography behind Nashville
Inside Nashville's boundaries lie roughly 5.5 square miles of land and 0.04 square miles of water. That land carries about 739 people per square mile. Little Rock, the largest place in Arkansas, is about 101 miles from Nashville. Counting outward 50 miles, 10 larger communities surround Nashville. By land area it ranks 116th of 500 Arkansas places.
What is available to Nashville borrowers
Nashville is moderately settled, with about 739 people per square mile and 10 larger places within 50 miles. Lenders licensed in Arkansas reach Nashville's 4,043 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Hope, AR about 24 miles away.
The Nashville borrowing checklist
Before you apply in Nashville, a community of about 4,043, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Check the Arkansas regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
In Nashville as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 4,043 residents.
Where Nashville sits in Arkansas
Against Arkansas's other places, Nashville accounts for about 0.2% of the state's population and ranks 80th of 500 by size. On the 2020-to-2023 trend, Nashville stands 361st among Arkansas's 500 places — roughly the 28th percentile. At about 739 people per square mile, Nashville is the 111th most densely settled place in Arkansas. The population moved by about 113 people between 2020 and 2023, a 2.7% shift.
Common questions
What are my options in Nashville if my credit is poor?
What loan size can I expect in Nashville?
Do I have to pledge anything to borrow in Nashville?
Does comparing loans in Nashville cost me credit score points?
Nearby places
- Mineral Springs, AR — population 1,060
- Tollette, AR — population 187
- Ozan, AR — population 49
- Murfreesboro, AR — population 1,498
- McCaskill, AR — population 56
- Washington, AR — population 90
- Dierks, AR — population 894
- McNab, AR — population 29