Personal loans in Cross Timber, TX

Cross Timber is a small community in Texas, with an estimated 462 residents, and every licensed lender here follows the same state rulebook. With an estimated 462 residents, Cross Timber is the 997th-largest of 1,224 places in Texas. From the 2020 Census base to the 2023 estimate, the population rose by about 6.0%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Cross Timber loan. For a bigger market, look to Briaroaks, TX about 2 miles away.

Where Cross Timber stands

Here is the sourced Census picture for Cross Timber, plus the Texas lending rules that apply to a loan taken out here.

• Population: about 462 people live here, which puts Cross Timber 997th of 1,224 Census places in Texas (Vintage 2023).
• Population trend: A gain of roughly 6.0% between 2020 and 2023.
• Absolute change: 26 residents added between 2020 and 2023.
• Size percentile: roughly 19% of Texas places rank below Cross Timber.
• Population density: about 284 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Cross Timber ranks 815th among Texas's 1,224 places, at 1.6 sq mi.
• Share of state population: Cross Timber's 462 residents are about 0.0% of Texas.
• Nationally: Cross Timber is the 13,492nd-largest of 19,457 Census places in the dataset.
• Growth rank: Cross Timber ranks 381st among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Cross Timber moved 6.0%.
• Density in Texas: Cross Timber ranks 1,046th by people per square mile.
• Density vs Texas: Cross Timber's 284 people per square mile compare with a state median of 840.
• Location: 32.4829, -97.3267 (Census Gazetteer coordinates).
• Nearest larger cities: Briaroaks (2 mi); Burleson (2 mi); Joshua (4 mi); Keene (6 mi); Crowley (7 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Coyote Flats (9 mi); Covington (21 mi); Blum (24 mi).
• Within a 50-mile radius: 21 smaller Census places.
• Within 100 miles: 308 places are larger than Cross Timber.

Texas rules behind a Cross Timber personal loan

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Cross Timber lender must follow.

How Cross Timber compares across Texas

Set beside Texas's 1,224 places, Cross Timber ranks 997th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Cross Timber ranks 381st of 1,224 in Texas (about the 69th percentile). By density, at about 284 people per square mile, it ranks 1,046th in Texas. Between 2020 and 2023 the count changed by roughly 26 residents.

Borrowing reach in Cross Timber

With about 284 residents per square mile, Cross Timber is lightly settled, and 132 larger Census places sit within 50 miles. What is available to Cross Timber's 462 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Briaroaks, TX about 2 miles away.

A pre-application checklist for Cross Timber

Before you hand your details to a lender in Cross Timber, where the population is near 462:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Texas licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Cross Timber as elsewhere in Texas, the written terms — not the advertisement — are what count for its 462 residents.

Land, water and location for Cross Timber

The Census Gazetteer records about 1.6 square miles of land within Cross Timber, with no significant water area listed. Spread across it are roughly 284 residents per square mile. The state's population centre of gravity, Houston, is roughly 219 miles away. Counting outward 50 miles, 132 larger communities surround Cross Timber. The 100-mile radius contains 308 larger places.