Personal loans in Burleson, TX
Census figures put the 2020-to-2023 increase in Burleson at about 15.9%. At about 55,220 residents, Burleson is larger than roughly 94% of the places in Texas.
Two households in Burleson with comparable incomes can still be offered different rates; the city's 55,220 residents are not the reason. If debt is already a strain, a nonprofit credit counsellor can help Burleson residents before they take on more. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Burleson's 55,220 residents. For a bigger market, look to Mansfield, TX about 13 miles away.
Local context for Burleson
Here is the sourced Census picture for Burleson, plus the Texas lending rules that apply to a loan taken out here.
- Population: 55,220 people, a figure that places Burleson 69th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 15.9%.
- Absolute change: 7,577 residents added between 2020 and 2023.
- Size percentile: Burleson sits ahead of around 94% of Texas places, at 55,220 people.
- Land and density: 29.2 square miles of land carry roughly 1,892 residents per square mile.
- By land area: Burleson ranks 84th among Texas's 1,224 places, at 29.2 sq mi.
- Water area: Burleson has 0.07 square miles of water, ranking 263rd of 1,224 places in Texas.
- Share of Texas: Burleson holds about 0.3% of the state's population, some 55,220 people.
- National rank: Burleson is the 725th most populous of the 19,457 Census places covered here.
- Growth in Texas: Burleson stands 125th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Burleson moved 15.9%.
- Density rank: Burleson is the 196th most densely settled place in Texas.
- Density in context: Burleson's 1,892 people per square mile sit against a Texas median of 840.
- Location: 32.5165 / -97.3274, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mansfield (13 mi); Arlington (17 mi); Fort Worth (18 mi); Grand Prairie (21 mi); North Richland Hills (25 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Briaroaks (2 mi); Cross Timber (2 mi); Crowley (5 mi).
- Smaller places within 50 miles: 139 of them.
- At 100 miles: 25 larger Census places fall inside that radius.
The state rulebook for Burleson
The rows below set out what a licensed lender must follow in Texas, and so for Burleson's roughly 55,220 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Lender access in Burleson
Burleson is moderately settled, with about 1,892 people per square mile and 17 larger places within 50 miles. What is available to Burleson's 55,220 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Mansfield, TX about 13 miles away.
How a Burleson personal loan is priced
With roughly 55,220 residents, Burleson is a mid-sized city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Burleson loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Burleson decides the split between a comfortable payment and the total interest you pay.
A practical checklist for Burleson borrowers
For Burleson's roughly 55,220 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
In Burleson as elsewhere in Texas, the written terms — not the advertisement — are what count for its 55,220 residents.
Burleson's place among Texas's 1,224 places
Among Texas's 1,224 places, Burleson sits at 69th for population, a share of roughly 0.3% of the state. For population change between 2020 and 2023, Burleson ranks 125th of 1,224 in Texas (about the 90th percentile). Its roughly 1,892 residents per square mile place it 196th among Texas's places. Between 2020 and 2023 the count changed by roughly 7,577 residents.
Common questions
What are my options in Burleson if my credit is poor?
What loan size can I expect in Burleson?
Do I have to pledge anything to borrow in Burleson?
Does comparing loans in Burleson cost me credit score points?
Nearby places
- Briaroaks, TX — population 506
- Cross Timber, TX — population 462
- Crowley, TX — population 19,932
- Joshua, TX — population 8,901
- Everman, TX — population 5,941
- Keene, TX — population 6,860
- Edgecliff Village, TX — population 3,742
- Forest Hill, TX — population 14,157