Personal loans in Crescent, OK
An estimated 1,372 people make their home in Crescent, a figure that ranks 173rd in Oklahoma. Population in Crescent climbed about 5.9% over the three years from 2020 to 2023.
A lender serving Crescent holds a Oklahoma licence and answers to a Oklahoma regulator; no city office is involved for its 1,372 residents. State law, not city hall, decides what a lender may do to Crescent's roughly 1,372 residents, and a state regulator supervises it. Use the calculator on this page to price an amount and term before you commit in Crescent. The nearest larger city is Guthrie, OK about 12 miles away.
The Crescent data picture
Two layers matter for a Crescent borrower: the local population picture and Oklahoma's consumer-lending statutes.
- Population: about 1,372 people live here, which puts Crescent 173rd of 590 Census places in Oklahoma (Vintage 2023).
- Population trend: A gain of roughly 5.9% between 2020 and 2023.
- Absolute change: 77 residents added between 2020 and 2023.
- Size percentile: about 71% of Oklahoma's Census places are smaller than Crescent.
- Density: roughly 1,232 residents per square mile, spread over 1.1 sq mi of land.
- Land area: Crescent covers 1.1 square miles, the 313th-largest area among Oklahoma's 590 places.
- Share of Oklahoma: Crescent holds about 0.0% of the state's population, some 1,372 people.
- National standing: Crescent ranks 9,037th of 19,457 US places.
- Growth rank: Crescent's 2020-to-2023 change ranks 54th of 590 places in Oklahoma.
- Against the state trend: Crescent's 5.9% change compares with a Oklahoma average of +1.3% across its 590 places.
- Density in Oklahoma: Crescent ranks 59th by people per square mile.
- Density in context: Crescent's 1,232 people per square mile sit against a Oklahoma median of 546.
- Location: the Census Gazetteer records it at 35.9519, -97.5944.
- Nearest larger cities: Guthrie (12 mi); Langston (18 mi); Hennessey (20 mi); Kingfisher (21 mi); Piedmont (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Cimarron City (4 mi); Cedar Valley (8 mi); Cashion (11 mi).
- Within a 50-mile radius: 54 smaller Census places.
- At 100 miles: 97 larger Census places fall inside that radius.
Before you apply in Crescent
Complete these steps first when you borrow in Crescent (1,372 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Oklahoma regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Crescent and the rest of Oklahoma is not the process but the borrower's own file, among the 1,372 people here.
Oklahoma rules behind a Crescent personal loan
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Crescent is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
What is available to Crescent borrowers
Crescent is a moderately settled community of about 1,372 people, with 35 larger places inside a 50-mile radius. Distance to a branch rarely matters for Crescent's 1,372 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Guthrie, OK about 12 miles away.
How Crescent compares across Oklahoma
Within Oklahoma, Crescent holds roughly 0.0% of all residents, the 173rd-largest share among 590 places. Its 2020-to-2023 change ranks 54th of 590 Oklahoma places, putting it near the 91th percentile for growth. Its roughly 1,232 residents per square mile place it 59th among Oklahoma's places. By land area, its 1.1 square miles rank 313th of 590 places in Oklahoma.
Crescent: area, density and distance
Crescent covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,232 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 34 miles. A 50-mile radius around Crescent takes in 35 places that are larger. Within the same 50 miles lie 54 smaller Census places.
Common questions
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Nearby places
- Cimarron City, OK — population 166
- Cedar Valley, OK — population 430
- Cashion, OK — population 919
- Marshall, OK — population 224
- Guthrie, OK — population 11,398
- Orlando, OK — population 138
- Mulhall, OK — population 230
- Langston, OK — population 1,692