Personal loans in Cashion, OK
Cashion is a small community of about 919 residents, and a personal loan taken out here is governed by Oklahoma statute. Cashion ranks 222nd of 590 places in Oklahoma, with a population near 919. The nearest larger city is Piedmont, OK about 10 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 8.0%. Rate ceilings, licensing requirements and product limits for Cashion are all set at the Oklahoma level. Pull your credit reports and line up at least three offers before you apply from Cashion.
Where Cashion stands
Most of what governs a Cashion loan is written in Oklahoma law rather than in the city; the sourced notes below make that split concrete.
- Population: 919 residents; Cashion is the 222nd-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: About 8.0% above the 2020 Census base.
- Absolute change: 68 residents added between 2020 and 2023.
- Size percentile: roughly 62% of Oklahoma's places have fewer residents than Cashion's 919.
- Land and density: 1.3 square miles of land carry roughly 705 residents per square mile.
- Land area rank: Cashion's 1.3 square miles rank 294th of 590 places in Oklahoma.
- State share: roughly 0.0% of Oklahoma's residents live in Cashion (919 people).
- National standing: Cashion ranks 10,607th of 19,457 US places.
- Growth rank: Cashion's 2020-to-2023 change ranks 28th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Cashion's 8.0%.
- Density in Oklahoma: Cashion ranks 218th by people per square mile.
- Density in context: Cashion's 705 people per square mile sit against a Oklahoma median of 546.
- Location: 35.8009, -97.6757 (US Census Bureau Gazetteer).
- Nearest larger cities: Piedmont (10 mi); Crescent (11 mi); Kingfisher (15 mi); Guthrie (16 mi); Edmond (17 mi). Larger metros often have more branches, but online lenders reach Cashion on the same terms.
- Smaller places nearby: Cimarron City (7 mi); Cedar Valley (11 mi); Dover (18 mi).
- Within a 50-mile radius: 41 smaller Census places.
- Larger places within 100 miles: 127.
How a Cashion personal loan is priced
A Cashion personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 919 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Cashion. The term you choose in Cashion decides the split between a comfortable payment and the total interest you pay.
The Oklahoma lending rules that reach Cashion
For the roughly 919 residents of Cashion, the rules below are Oklahoma's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Lender access in Cashion
With about 705 residents per square mile, Cashion is moderately settled, and 48 larger Census places sit within 50 miles. Distance to a branch rarely matters for Cashion's 919 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Piedmont, OK about 10 miles away.
Cashion in state context
Among Oklahoma's 590 places, Cashion sits at 222nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Cashion stands 28th among Oklahoma's 590 places — roughly the 95th percentile. At about 705 people per square mile, Cashion is the 218th most densely settled place in Oklahoma. In land area, Cashion ranks 294th among Oklahoma's 590 places.
Where Cashion sits
Inside Cashion's boundaries lie about 1.3 square miles of land, with no significant water area recorded. The resulting density is about 705 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 25 miles from Cashion. Counting outward 50 miles, 48 larger communities surround Cashion. By land area it ranks 294th of 590 Oklahoma places.
Common questions
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Nearby places
- Cimarron City, OK — population 166
- Piedmont, OK — population 8,804
- Crescent, OK — population 1,372
- Cedar Valley, OK — population 430
- The Village, OK — population 9,368
- Kingfisher, OK — population 5,057
- Guthrie, OK — population 11,398
- Warr Acres, OK — population 10,472