Personal loans in Coffey, MO

Where Coffey stands

Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.

• Population: an estimated 152 residents, 727th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 1.3%.
• Absolute change: 2 residents added between 2020 and 2023.
• Size percentile: with 152 residents, Coffey is larger than about 22% of Missouri's Census places.
• Land and density: 0.2 square miles of land carry roughly 731 residents per square mile.
• Land area: Coffey covers 0.2 square miles, the 790th-largest area among Missouri's 937 places.
• Share of state population: Coffey's 152 residents are about 0.0% of Missouri.
• National rank: Coffey is the 17,257th most populous of the 19,457 Census places covered here.
• Growth in Missouri: Coffey stands 335th by percentage change from 2020 to 2023, among 937 places.
• State comparison: Missouri's places average +0.8% for 2020-to-2023, against Coffey's 1.3%.
• Density rank: Coffey is the 481st most densely settled place in Missouri.
• Density vs Missouri: Coffey's 731 people per square mile compare with a state median of 743.
• Location: 40.1055, -94.0065 (US Census Bureau Gazetteer).
• Nearest larger cities: Pattonsburg (6 mi); Gilman City (7 mi); Bethany (11 mi); Gallatin (14 mi); Jamesport (14 mi). Larger metros often have more branches, but online lenders reach Coffey on the same terms.
• Smaller places nearby: Jameson (7 mi); McFall (11 mi); Brimson (14 mi).
• Within a 50-mile radius: 42 smaller Census places.
• Within 100 miles: 339 places are larger than Coffey.

Coffey against the rest of Missouri

Among Missouri's 937 places, Coffey sits at 727th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Coffey ranks 335th of 937 in Missouri (about the 64th percentile). At about 731 people per square mile, Coffey is the 481st most densely settled place in Missouri. By land area, its 0.2 square miles rank 790th of 937 places in Missouri.

Inside a Coffey personal loan

In Coffey, a small community of about 152, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Coffey can be quoted different APRs on the same amount and term. The term you choose in Coffey decides the split between a comfortable payment and the total interest you pay.

How lenders reach Coffey

Coffey is moderately settled, with about 731 people per square mile and 68 larger places within 50 miles. What is available to Coffey's 152 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Pattonsburg, MO about 6 miles away.

A pre-application checklist for Coffey

Complete these steps first when you borrow in Coffey (152 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Missouri regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

In Coffey as elsewhere in Missouri, the written terms — not the advertisement — are what count for its 152 residents.

The Missouri lending rules that reach Coffey

For the roughly 152 residents of Coffey, the rules below are Missouri's own; each row carries its publisher and retrieval date.