Personal loans in Jamesport, MO

With roughly 567 residents, Jamesport is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city. Lenders active in Jamesport report to a Missouri supervisor, identified in the sourced rows below. Begin with the payment, then weigh APR and total interest across the lenders that reach Jamesport's 567 residents. The nearest larger city is Gallatin, MO about 10 miles away.

Where Jamesport stands

Two layers matter for a Jamesport borrower: the local population picture and Missouri's consumer-lending statutes.

• Population: 567 residents; Jamesport is the 444th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 1.1% between 2020 and 2023.
• Absolute change: 6 residents added between 2020 and 2023.
• Size percentile: roughly 53% of Missouri's places have fewer residents than Jamesport's 567.
• Population density: about 1,011 people per square mile (Census land area 0.6 sq mi).
• By land area: Jamesport ranks 562nd among Missouri's 937 places, at 0.6 sq mi.
• Within Missouri: about 0.0% of the state's population lives in Jamesport.
• National standing: Jamesport ranks 12,659th of 19,457 US places.
• Growth in Missouri: Jamesport stands 359th by percentage change from 2020 to 2023, among 937 places.
• Against the state trend: Jamesport's 1.1% change compares with a Missouri average of +0.8% across its 937 places.
• Density rank: Jamesport is the 300th most densely settled place in Missouri.
• Density in context: Jamesport's 1,011 people per square mile sit against a Missouri median of 743.
• Location: 39.9746, -93.8026 (Census Gazetteer coordinates).
• Nearest larger cities: Gallatin (10 mi); Trenton (13 mi); Chillicothe (18 mi); Hamilton (19 mi); Bethany (24 mi). Living near a larger metro rarely changes what is available in Jamesport.
• Smaller towns nearby: Lock Springs (9 mi); Jameson (10 mi); Gilman City (11 mi).
• Within a 50-mile radius: 75 smaller Census places.
• Within 100 miles: 177 places are larger than Jamesport.

How Missouri law applies in Jamesport

The rows below set out what a licensed lender must follow in Missouri, and so for Jamesport's roughly 567 residents.

How lenders reach Jamesport

At roughly 1,011 people per square mile, Jamesport is moderately settled; 28 larger places lie within 50 miles. A Missouri licence lets a lender serve Jamesport without a local office, so branch density does not change what its 567 residents are offered. For a larger market, the closest option is Gallatin, MO about 10 miles away.

Jamesport on the map

Jamesport covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,011 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 71 miles. Counting outward 50 miles, 28 larger communities surround Jamesport. Within the same 50 miles lie 75 smaller Census places.

Inside a Jamesport personal loan

In Jamesport, a small community of about 567, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Jamesport lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Jamesport loan but raises total interest, so the smallest payment is not the cheapest loan.

Jamesport's place among Missouri's 937 places

Against Missouri's other places, Jamesport accounts for about 0.0% of the state's population and ranks 444th of 937 by size. Its 2020-to-2023 change ranks 359th of 937 Missouri places, putting it near the 62th percentile for growth. By density, at about 1,011 people per square mile, it ranks 300th in Missouri. In land area, Jamesport ranks 562nd among Missouri's 937 places.