Personal loans in Coatesville, IN

A personal loan in Coatesville is priced from your credit file and income, not from the fact that the city holds 568 people. At about 568 residents, Coatesville is larger than roughly 31% of the places in Indiana.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Coatesville up by about 2.5%. Judge Coatesville offers on total cost, not on how quickly the money arrives. The nearest larger metro is Clayton, IN about 8 miles away. When Indiana caps or restricts a product, lenders either change the terms or withdraw it from Coatesville as from the rest of the state.

The Coatesville data picture

Set out below is Coatesville's local context next to the state-level rules that reach every lender here.

The Indiana lending rules that reach Coatesville

For the roughly 568 residents of Coatesville, the rules below are Indiana's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorIndiana Department of Financial Institutions (DFI), Consumer Credit Division
Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders".
Indiana Department of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingSmall Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans)
Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)".
Indiana Department of Financial Institutions
as of 2026-09-16
Small-loan size limit$825 maximum aggregate small-loan principal per borrower
Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825".
Indiana Department of Financial Institutions
as of 2026-09-16

Inside a Coatesville personal loan

In Coatesville, a small community of about 568, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Coatesville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Coatesville loan but raises total interest, so the smallest payment is not the cheapest loan.

Coatesville's place among Indiana's 565 places

Among Indiana's 565 places, Coatesville sits at 391st for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 73rd of 565 Indiana places, putting it near the 87th percentile for growth. Its roughly 870 residents per square mile place it 434th among Indiana's places. Between 2020 and 2023 the count changed by roughly 14 residents.

Borrowing reach in Coatesville

With about 870 residents per square mile, Coatesville is moderately settled, and 91 larger Census places sit within 50 miles. Lenders licensed in Indiana reach Coatesville's 568 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Clayton, IN about 8 miles away.

Where Coatesville sits

The Census Gazetteer records 0.7 square miles of land and 0.01 square miles of water within Coatesville. Spread across it are roughly 870 residents per square mile. Fort Wayne, the largest place in Indiana, is about 126 miles from Coatesville. A 50-mile radius around Coatesville takes in 91 places that are larger. The 100-mile radius contains 299 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Coatesville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Coatesville is the same as anywhere in Indiana.
What loan size can I expect in Coatesville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Coatesville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Coatesville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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