Personal loans in Amo, IN
At about 416 residents, Amo is larger than roughly 24% of the places in Indiana. A personal loan in Amo is priced from your credit file and income, not from the fact that the city holds 416 people.
Price two or three terms so you can see which payment is truly affordable in Amo. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Amo's 416 residents. Census figures put the 2020-to-2023 increase in Amo at about 2.0%. The nearest larger metro is Coatesville, IN about 3 miles away.
Where Amo stands
The figures below are Amo's own — Census population, land area and coordinates — followed by the Indiana rules.
- Population: a Census-estimated 416, 432nd among Indiana's 565 places (Vintage 2023).
- Population trend: A gain of roughly 2.0% between 2020 and 2023.
- Absolute change: 8 residents added between 2020 and 2023.
- Size percentile: Amo sits ahead of around 24% of Indiana places, at 416 people.
- Population density: about 680 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Amo covers 0.6 square miles, the 357th-largest area among Indiana's 565 places.
- State share: roughly 0.0% of Indiana's residents live in Amo (416 people).
- National rank: Amo is 13,926th of 19,457 places nationwide.
- Growth rank: Amo ranks 105th among Indiana's 565 places for the 2020-to-2023 change.
- Versus Indiana: the state average change is +1.0%, while Amo moved 2.0%.
- Density in Indiana: Amo ranks 488th by people per square mile.
- Against the state median: Amo runs about 680 residents per square mile, where the Indiana median is 1,375.
- Location: coordinates 39.6889, -86.6127 (US Census Bureau Gazetteer).
- Nearest larger cities: Coatesville (3 mi); Clayton (5 mi); Fillmore (8 mi); Danville (8 mi); Monrovia (10 mi). Living near a larger metro rarely changes what is available in Amo.
- Smaller places close by: Stilesville (4 mi); Bethany (16 mi); New Ross (20 mi).
- Within a 50-mile radius: 27 smaller Census places.
- At 100 miles: 343 larger Census places fall inside that radius.
Where Amo sits in Indiana
Among Indiana's 565 places, Amo sits at 432nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Amo ranks 105th of 565 in Indiana (about the 81th percentile). At about 680 people per square mile, Amo is the 488th most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 8 residents.
Where Amo sits
The Census Gazetteer records about 0.6 square miles of land within Amo, with no significant water area listed. The resulting density is about 680 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 124 miles. Within 50 miles of Amo there are 104 larger Census places. The 100-mile radius contains 343 larger places.
Lender access in Amo
Amo is a moderately settled community of about 416 people, with 104 larger places inside a 50-mile radius. Distance to a branch rarely matters for Amo's 416 residents: the application is online and the price follows your credit file. The nearest larger city, Coatesville, IN about 3 miles away.
The state rulebook for Amo
These are Indiana's sourced lending facts as they reach Amo's 416 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Steps to take before a Amo loan
Before you hand your details to a lender in Amo, where the population is near 416:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Indiana regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Indiana; what changes is your credit file, not the fact that Amo holds 416 people.
Common questions
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Nearby places
- Stilesville, IN — population 274
- Coatesville, IN — population 568
- Clayton, IN — population 927
- Danville, IN — population 11,525
- Fillmore, IN — population 549
- Monrovia, IN — population 2,208
- North Salem, IN — population 472
- Lizton, IN — population 513