Personal loans in Clinton, WI
The roughly 2,227 people who live in Clinton borrow under Wisconsin rules; city hall sets no personal-loan rate. With an estimated 2,227 residents, Clinton is the 249th-largest of 605 places in Wisconsin. The nearest larger city is Beloit, WI about 8 miles away. The trend for Clinton between 2020 and 2023 is upward by roughly 0.4%. Rate ceilings, licensing requirements and product limits for Clinton are all set at the Wisconsin level. Rate-shopping from Clinton costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
The Clinton data picture
Clinton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 2,227 residents, 249th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 0.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
- Size percentile: about 59% of Wisconsin communities are smaller than Clinton (2,227 residents).
- Population density: about 1,555 people per square mile (Census land area 1.4 sq mi).
- Land area: Clinton covers 1.4 square miles, the 404th-largest area among Wisconsin's 605 places.
- State share: roughly 0.1% of Wisconsin's residents live in Clinton (2,227 people).
- National standing: Clinton ranks 7,238th of 19,457 US places.
- Growth rank: Clinton ranks 213th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Clinton's 0.4%.
- Density in Wisconsin: Clinton ranks 108th by people per square mile.
- Against the state median: Clinton runs about 1,555 residents per square mile, where the Wisconsin median is 800.
- Location: 42.5575 / -88.8681, per the US Census Bureau Gazetteer.
- Nearest larger cities: Beloit (8 mi); South Beloit (10 mi); Janesville (11 mi); Roscoe (12 mi); Rockton (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Sharon (8 mi); Darien (8 mi); Capron (13 mi).
- Within a 50-mile radius: 67 smaller Census places.
- At 100 miles: 433 larger Census places fall inside that radius.
What is available to Clinton borrowers
Clinton is a moderately settled community of about 2,227 people, with 136 larger places inside a 50-mile radius. Distance to a branch rarely matters for Clinton's 2,227 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Beloit, WI about 8 miles away.
Wisconsin consumer-lending rules applied in Clinton
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Clinton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Land, water and location for Clinton
Clinton's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. With 2,227 residents, the land area yields roughly 1,555 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 58 miles away. Counting outward 50 miles, 136 larger communities surround Clinton. By land area it ranks 404th of 605 Wisconsin places.
Clinton in state context
Set beside Wisconsin's 605 places, Clinton ranks 249th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Clinton ranks 213th of 605 in Wisconsin (about the 65th percentile). At about 1,555 people per square mile, Clinton is the 108th most densely settled place in Wisconsin. Within 50 miles sit 67 smaller Census places, alongside the 136 that are larger.
Steps to take before a Clinton loan
Before you hand your details to a lender in Clinton, where the population is near 2,227:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Clinton holds 2,227 people.
Common questions
What are my options in Clinton if my credit is poor?
What loan size can I expect in Clinton?
Do I have to pledge anything to borrow in Clinton?
Does comparing loans in Clinton cost me credit score points?
Nearby places
- Sharon, WI — population 1,565
- Beloit, WI — population 36,342
- Darien, WI — population 1,570
- South Beloit, IL — population 7,893
- Caledonia, IL — population 180
- Janesville, WI — population 66,102
- Roscoe, IL — population 10,843
- Capron, IL — population 1,395